Filing American Taxes - No software for Non-Resident Aliens?
I'm having trouble finding tax software that does American taxes for Non-Resident Aliens but also does State and not just Federal taxes. Does anyone know of any? The only ones I could find for...
View ArticleWant to switch credit cards. Looking for suggestions.
I currently have a BMO Mastercard that gives a tiered 1% cashback. My other card is the old AMEX Gold Rewards that gave 2% cashback and extended warranties. Unfortunately, AMEX decided to tack on a $99...
View ArticleQuestrade $19.95 inactivity fee??
Hi everyone, I received an email today from Questrade saying that I will be charged an inactivity fee of $19.95 due to not trading anything between Jan-Mar 2013. I just looked up my old emails and...
View ArticleMortgage Question
Hello RFD. The person in question wants to take out a $260,000 mortgage but the collateral is only valued at $200,000 (a home). I know the mortgage itself exceeds the collateral but this person has had...
View ArticleRBC to increase many fees beginning June 1st
https://www.rbcroyalbank.com/onlineb.../e/C2357_E.pdf Across the board service fee increases coming.
View ArticleConverting CDN to USD
Has anyone heard of Norbert's Gambit method of converting CDN to USD? Does anyone do it in practice? Or, are there better ways to convert from CDN to USD more affordable? Yesterday's market close,...
View ArticleIs there a low income worker benefit?
One of the guys told me that if one is working and getting like $10,000 per year i.e. low income, the government will give him/her some assistance like a worker benefit i.e. some free money. Is that...
View ArticleAny tax benefits or credits if parents are dependants?
The tax return form shows credits for children, but what if a person is paying for his parents to reside in Canada and they have no source of income so he pays their rent and all other expenses? Are...
View ArticleNot eligible for WITB but TurboTax keeps adding it.
Hi folks, First timer here; hoping I can have some clarification on this issue. Here's my situation: I'm on longterm disability and part of the employment's LTD benefits is that my employer, McGill,...
View ArticleCondo Lease will end soon ?? Month to Month an option?
My one year condo lease is coming due soon, I was wondering if I was permitted to live in the property on a month to month? Or was I subject to another renewal term?
View ArticleQuestrade Forex capital Gains and Losses
Hi! Last year i lost some money in forex market . I called questrade they told me to download tax tax slips direct from platform but i can't find it . Any one please help me to find it . What is tax...
View ArticleSubletted a place - do I claim ON Residence Credit?
So I sublet an apartment last summer for 4 months. Am I allowed to claim it as residence credit? If yes, do I enter the person I subletted from as the landlord or the original company? Thanks..
View ArticleFather Looking For A New CC
Hey guys, as the title states, my dad is looking for a new CC and asked me to find him the best deal. I've done a little digging and will show what I've come up with. A little background info first:...
View ArticleConvert from joint bank account back to single? Possible?
I'm wondering if it is possible to convert a joint bank account back to a single/personal one. Anyone has done so before? I called RBC and was told they can't do it. They have to close the account and...
View ArticleCan work-from-home employees deduct furniture expenses?
My employer requires me to work from home, and because I do 99% of my work from my home office, I am eligible for certain deductions, as outlined in this CRA bulletin. It's reasonably clear that I can...
View ArticleTax return question....?
So I filed my taxes a few weeks back, and got my refund just very recently. When I filed it, I was expecting a very paltry amount in terms of a refund, ~$136...yet, to my wonderment my return was about...
View ArticleToronto: OK to ask landlord to see lease terms before giving application...
So I was applying to rent an apartment in a large Toronto building (run by a somewhat mysterious company). I was told the landlord wanted first and last month's rent as a certified cheque before...
View ArticleQuestion about RBC Mutual Funds
About to start investing in mutual funds, for the first time ever. Nothing huge, probably just $500 in RRSP money to start. Haven't talked to RBC yet, just doing my research for now. On the RBC MF...
View ArticleTD Cash Back MasterCard
http://www.tdcanadatrust.com/product...mastercard.jsp 0.75%, no annual fee, no max.
View ArticleQuick question about RRSP over-contribution
So I contributed an extra $500 to my RRSP - my monthly amount was removed March 1 and I just got a receipt in the mail for the 2012 tax year (first 60 days of 2013). Didn't even think of it before that...
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