Best way to transfer money
I have a chequing account and LOC at CIBC, however when I opened the account years ago, I was never given any check books. I have a lump sum in my chequing account that I want to transfer to my TD...
View ArticleGetting paid in USD
I have spent hours reading many related threads but am still unclear about how to go about this. I get paid in USD. Thus far I have received a wire transfer and been mailed a physical cheque. Neither...
View ArticleCar Loan Interest Rate
I am currently at 7.5% for 7 years for a used car with a very good credit score, is that good or bad? I have heard of people getting 0% but it seems that its for new cars.
View ArticleDoing a chargeback through paypal though my credit card company? help?
I bought an item online (through a webstore) and they sent me the item and it is defective and the item looks different than pictured on the website, however it states on website there are no refunds....
View Articlecapital loss in 2010
I am not familiar with the capital loss in the tax return. I had a capital loss in 2010, but I did not file the capital loss in 2010 tax return. Can I file it now and would I get penalty for not...
View ArticlePlease help with FIDO and collections agency!
I am trying to pay a fido debt that went collections and impacted my credit score but don't know how to find out which collections agency to pay as it was from about 4 years ago so I dont have the mail...
View ArticleHow does direct deposit/debit work?
I'm curious if anyone in the banking system or just knows exactly how these things work? What is it at the fundimental level? A wire trasnfer? I made a post about how much of an anochronism checks are,...
View ArticleKijiji Financial & legal services section?
Hi, So I got board this morning. Woke up early and just couldn't fall back asleep. Anyway's trollin through kijiji and happened to click on the financial section....
View ArticleHSBC Premier Mastercard
I just got a letter from HSBC saying the program is changing again, but to be honest Im not really understanding what the changes are; anyone else get this letter?
View ArticleShipping insurance on precious metals
hey the shipping insurance that you get when buying silver / gold online... is on acquisition value right? Like let's say I buy bought silver at $28/oz back in the summer and it took them three months...
View ArticleDUPLICATE DELETE - Health care insurance premiums for "senior" snowbirds in...
Just came back from a cruise sailing from quebec city to tampa, and fell in love with the Tampa/Saratosa area, and now thinking of buying a condo down there for avoid the canadian cold winter. My...
View ArticleHealth care insurance premiums for "senior" snowbirds in USA (Florida)?
Just came back from a cruise sailing from quebec city to tampa, and fell in love with the Tampa/Saratosa area, and now thinking of buying a condo down there. My concern is the health care coverage,...
View ArticleHot Water Tank - Rental - "Double Billing" Issue!
Hello everyone: I don't know where exactly this topic fits but to my understanding I am posting it in the right section as it is related to - "Personal Finance" CASE: When we first bought our home, our...
View ArticleName is wrong on my Costco American Express card
Hi A few years ago I received my american express card from Costco in Canada I noticed that my surname was written wrongly. Instead of my surname last letter being a N it was the letter M. You can...
View ArticleMortgage-Any disadvantages of going with alternative lenders? (i.e. not a Big...
I'm sure this question has been asked before, but I did a quick search and wasn't able to find much. Is there anything bad about using an alternative lender for a mortgage? I'm assuming when you go...
View ArticleWhat's a good site to compare credit cards
I've had the smart cash card for years but it's time to look for a new card and I want to avoid point cards, just give me cash back. There must be a site that does this?
View ArticleAmerican Express Gold Rewards
I 'churn' cards. I get the first year bonus, set a reminder on my phone, and cancel after the first year while picking up the latest deal. This Amex Gold Reward is one of the best bonuses right now. I...
View ArticleUS / Cdn currency exchange fees
I need to exchange a few hundred thousand dollars from US to Cdn to put a down on a house. I have a US borderless account with TD Canada Trust, and is supposed to have preferred exchange rates;...
View ArticleT4 Changes
My employer paid me like $12000 extra last year. Not my mistake to identify the error as the taxes here in QC are so enormous. I agreed to pay them back partially this year and next year. How this...
View ArticleWhere to put $5000 with moderate risk
So I'm almost 2 years into my job after graduating from university. parents lent me down payment of a condo. after mortgages and all monthly expenses, i've managed to save up a bit. Right now I have a...
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