How much cash flow do you see from an investment property?
When all is said and done, how much monthly cash flow do you see from an investment property? Hey guys - thanks. I know its a very open ended question but I was hoping you would provide some context...
View Article712 Score - Credit Card Issues
Hi all, So my credit score is 712, I have 3 open credit cards on my file - a TD visa, a Capital one Mastercard and a PC Financial MC. Collectively a limit of 4k. I applied for the MBNA Credit card...
View ArticleCredit Score Help
Hello all, I am looking for some help with regards to my credit score. I just recently pulling my credit report from Equifax and was shocked to find my score at 598. My report unfortunately shows 5...
View Articleend of rent contract extension
i have a question regarding rental contracts. Did a quick google search but didnt really find anything definitive. so I am renting a condo near finch and just about to complete my 1 year contract. I...
View ArticleHighest cash back credit card from USA for Canadians without SSN?
Looking for a cash back credit card with or without an annual fee. I suppose most will not allow Canadians without a social security number but some do. Wondering if anybody has any suggestions. Should...
View ArticleRBC 'Switch Credit Card' Function - New application?
I want to downgrade my RBC BA Visa to an RBC Target MC. I can do this in online banking via the 'Switch Credit Card' option, and the way it was described to me, I was to understand that there was no...
View ArticleCredit Card Defrauded, CC Company Still Investigating, Meanwhile Paying $$$
Over $1,000 was purchased with a family member's credit card without their knowledge over a short period of time (1-day, they went nuts). The criminals' made online purchases, to which Visa froze the...
View ArticleDeferred Profit Sharing Plan (DPSP) and termination of employment
I have a DPSP with my employer and I have maximized my RSP. What happens if my employment ends? I've seen a few things on Google which say that the whole amount becomes taxable income at your marginal...
View ArticleYouth Savings Account Comparision
Here is a guide of youth accounts from Big Banks, information listed is either from advertised information or personal information. Please call the respective bank to confirm any details. If anyone...
View ArticleReplacing my CAA MasterCard with a Aspire Cash World MasterCard
I've been using a CAA MasterCard for a very long time and I have been satisfied with the basic 1% rewards until now. Yesterday, I went into my local CAA office to do what I have done every year or so...
View ArticleIs it possible for Collection agency to report to credit file without...
If a collection agency has no personal info such as sin # , date of birth, home address, etc. , can they still report a collection to your personal credit file? They only have name and cell phone ......
View ArticleHome insurance
Who are you guys with? Can someone please suggest a site / broker / direct contact for best home insurance quote? Thx
View ArticleBMO Mastercard Debt
Hi, I am 19 years old student. I have a credit card with BMO with a debt of 1645$. I could not pay the card so they canceled it. I have changed my number a long time ago so I did not receive anything...
View ArticleAm I too paranoid with my CC or are my friends just easy to scam?
I ordered a pizza last night, the kid asks how I was gonna pay (while I was on the phone with him) I said credit card if possible when it gets here he asked for my # over the phone I said I'm not...
View ArticleConverting Savings TFSA account to Mutual fund TFSA account
I'm in the process of trying to convert my TFSA from a savings account to a Mutual fund account. I've heard of many great things about TD e-series, but it seems like I would need to be with TD in order...
View ArticleTD Rewards Points redemption question re: Gift Cards...
I've never used my reward points for anythig but travel, but recently I was thinking of buying some gift cards to make a purchase until I realized what a rip off. For every 20,000 points, I could get a...
View ArticleWhat is the minimum down payment % on a mortage when buying a house or condo?
2 questions. How much did it use to be? I remember in 2009 they changed it and increased the down payment %, and how much is it now? Thanks.
View ArticleMaximum ATM withdrawal amount
Does anyone know if any of the banks will allow you to withdraw more than $500 at a time through their ATM? I went to CIBC and the bank machine said the maximum was $500. Then another day it said $400...
View ArticleLiability for Fraudulent Credit Card Charges - Is there a time limit to...
Hey Guys I have a big problem. I have a credit card that I put away and haven't used for a year. I have been in possession of the physical card the entire time and still have it. I did not know that...
View ArticleHighest interest/Safest Investment ideas with 25k
So I'm at a point in my life where I'd like my money to make more money :D, I'm looking for something with little to no risk and highest interest ( yes I know high risk high reward, I'm not at that...
View Article