Advice needed - Steps to buying first home?
Hi guys, I am in my mid 20s, just started working fulltime recently (2 years). I am planning to join with my mother and buy our first home. I've done some research online, skimmed through some books,...
View ArticleOdd Practices by Employer
Hello, I am making this post on behalf of my girlfriend whom right now is in a bit of a sticky spot with her current employer. She is employed by a local spa which does laser hair removal for the most...
View ArticleLooking for credit cards with best protection
Hi there, Looking for credit cards with really good protection built into card. Primarily: 1. rent a car insurance coverage 2. emergency type medical insurance when travelling 3. trip insurance if...
View ArticleEquifax VS. Transunion
Hey guys, I just recently checked my credit file and score with Equifax and Transunion since I will be going through the process of getting a mortgage with my fiancée. I checked on Equifax and was...
View ArticleTD Mutual Funds Savings Plans - up to $100 free
TD has a new promotion for anyone interested in automated Mutual Funds savings plans; essentially a pre-authorized transfer from your chequing account to purchase mutual funds (biweekly, monthly etc)....
View ArticleTFSA trading stocks need clarification
If I put into a TFSA trading account say 2000 and I lose it all, do I lose that 2000 contribution room forever or will I be able to re-add that 2000 back? I've heard that I can't and also that I can......
View ArticleOTC Stock in RRSP
Evening all... here is my dilemma/question. I have a security that was trading on the Nasdaq in my RRSP. I have had it in there for about 3 years. Earlier this year, it was delisted and is now trading...
View ArticleBest Student Line of Credit right now?
Just wondering what is the best offer for student line of credit right now? I looked over to BMO, because I have a credit card with them with a generous limit of 6500 for a student, so I am thinking I...
View ArticleQuestion: opening bank account after bankruptcy
Hey there, first time poster, but long time lurker. I have a question I would like answered. A couple years ago, I got myself into a bad situation, basically had little income and owed a about $30,000...
View ArticleLiving in a van questions
Im living in a van till i pay my debt off. Winters coming (i moved to edmonton last month) and if i rent a space from a lot with a plugin, i can get a heater with controlled heat in here (heater that...
View Articlemortgage question: what would you do?
Looking for another opinion here. I'm planning on selling and then buying a new house. Currently have 20 months left on mortgage term. I've been to the bank (CIBC) and they are okay adding to the...
View ArticleIs it safe to have over $25,000+ in a broker?
Is it safe to have over $25,000+ in a broker? like interactive broker or tradequest? Also should you connect more than 1 bank to your broker or is that a bad idea?
View ArticleHave you ever wondered how living in another country affects CPP or OAS...
Canada has international social security agreements with over 50 countries. These agreements make it easier for someone who has lived in one of those countries to qualify for CPP and OAS (as well as...
View ArticleTD Meloche Monnex insurance for apartment unit condominium unit owners
Hi, I know that there are other threads that are similar to this, but they've been mixed between auto insurance or detached home insurance. I'm trying to keep this focussed on condominium unit owners'...
View ArticleCheap, fast parcel delivery?
Hello everyone! My boyfriend is currently attending University in Waterloo. He's come down with a super nasty fever recently, and I would like to send him some medicine. Are there any express (if not...
View ArticleTapering?
Just curious what people's thoughts are on the tapering issue being discussed re: the US Federal Reserve. Now that Larry Summers has withdrawn from his candidacy for the next federal reserve chairman,...
View ArticleCashback from RE Agent
How much is a reasonable amount to ask from RE Agent? Buying a rental property in Ontario for 200 K
View ArticleUse CIBC cheque acc to pay my TD credit card
I need to regularly pay my TD credit card. Usually I just transfer money from my TD cheque account to pay the bills. But there's sometimes insufficient funds in my TD cheque account to do the...
View ArticleHome Insurance
Hi - Here is my situation. -Recently my mother transferred the dead of home to me (she is no longer listed on home / no mortgage on home) -She has home insurance on the home for 2 more months (prepaid...
View ArticleWhich CC offer Primary Car Insurance Coverage?
just checking this post and want ask: Which Canada CC offer Primary Car Insurance Coverage? :lol: I don't buy ICBC rental car pack, so I think ICBC provided secondary coverage too, same like most CC?...
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