Hey guys, I just recently checked my credit file and score with Equifax and Transunion since I will be going through the process of getting a mortgage with my fiancée.
I checked on Equifax and was shocked to see I was at 783. Didn't expect it to be so high. Then I went over to Transunion and was also shocked to see it at 707.
Why is there such a huge difference between both of them? Funny I was reading and Equifax says my score is excellent and wouldn't have any issues getting credit, the Transunion one says that my score is Fair and that there is improvement to be done on my file.
Now this will sound like a stupid question but to be safe, should I shop a mortgage with a financial institution that pulls from Equifax over Transunion? Should I even worry about my low Transunion score?
Thanks for the heads up guys!!
I checked on Equifax and was shocked to see I was at 783. Didn't expect it to be so high. Then I went over to Transunion and was also shocked to see it at 707.
Why is there such a huge difference between both of them? Funny I was reading and Equifax says my score is excellent and wouldn't have any issues getting credit, the Transunion one says that my score is Fair and that there is improvement to be done on my file.
Now this will sound like a stupid question but to be safe, should I shop a mortgage with a financial institution that pulls from Equifax over Transunion? Should I even worry about my low Transunion score?
Thanks for the heads up guys!!