Investment choices for locked-in RSP?
Hi. I left a job with a pension and am choosing to move it to a self-directed locked-in RSP. I can't take this money out until I'm 55, and even then, only a bit at a time. I have about 16 years to go....
View ArticleCanada Student Loan Question
So my mother, who is over 60, got student loans of about $3,600 back in '76-'78. She apparently didn't make any payments on it and by the early '90s it had gotten to over $20,000. In '92 the gov't...
View ArticleLoan/Mortgage Calculator
Does anyone know of any good programs I can download or links to mortgage/loan calculators like they have at the banks? You know the ones where I can compare the different variables and it will show...
View ArticleCIBC "quick close' program
Anyone have any comments or experience about this? my mortgage is coming up for renewal and a friend told me about this saying they give 2-3% cash back for transferring a mortgage over? whats the catch?
View ArticleFirst time Home buyers tax credit question
Friend is buying his first home, his parents will be on the mortgage/property. They own property already. Does my friend still get the credit? it usually only talks about a spouse but I am assuming he...
View ArticleUK Credit Card while in Canada
Hi folks, I was curious if anyone has tried to get a UK based credit card while living in Canada? The reason I'm asking is that I want to subscribe to a UK service that will only accept UK issued...
View ArticleUndertook extensive Rewards Credit Card research and narrowed it down to 4!...
I finally decided that its time to start collecting some rewards on the purchases that I have been making on my credit card. I went from a pretty extensive list of about 15 cards, down to 4, which I...
View ArticleIncrease mortgage payment via online banking???
Hey everyone. I currently have my mortgage through BMO and my main bank is through RBC. Mortgage payments are automatically debited from my RBC account. My question is... Is there a way that I can...
View ArticleCan I claim moving expsenses?
Hi, I have a rental property in a city that I was previously located in. May 2012 I relocated to another city for a job (which was at least 40km closer to my new employment address then my old...
View Articlehow long does it take for a collections file to affect your credit
I just paid off everything completely I owed with the exception of student loans and credit cards but I just got a letter from metrolinx for a $100 which I paid for in July I don't want anything...
View ArticleWhich bank & credit card?
I'm 17 and living in Edmonton. I'll be 18 soon and I want to know which bank and credit card would be the best for me. I have Scotiabank Getting There Youth Account and TD Bank Youth account. I want to...
View ArticleMortgage Pre-approval affects credit score?
Does getting a mortgage pre-approval affect your credit score in Canada?
View ArticleApplying for financing/bank accounts - identity verification questions FAIL?
So a few months ago I applied for Apple Financing credit through apple.ca. Credit score is in the mid-700s, no late payments or issues. Identity verification questions come up - answered all correctly...
View ArticleEquifax report, not showing fido bill
I just pulled my credit score/report and it does not show my fido phone bill is that ok?
View Articlecapital gain vs unused rrsp
Hello everybody; I have a question about caital gains. Assuming that my wife had no other income in 2013 and that she had a $300,000 capital gain for the year that means that $150,000 gets put on her...
View ArticleFinancial Situation: What To Do??
Okay so currently I'm debt free at the moment. Just paid off my student loans finally and have no credit card debt. Own 2 vehicles that are both paid off. In the next 3 months, I will be purchasing a...
View ArticleHSBC charged me for PPSA but...
I saw on my account statement that I was charged $29.13 for PPSA. And I also received a letter stating that the letter was providing me with a description of security discharged under the Ontario...
View ArticleMortgage Pre-Approval
been discharged from bankruptcy for almost 4 years. been rebuilding credit with CapitalOne MC started out with 300 limit now up to 4000. Ive had stable income for the last 6 years plus. My equifax is...
View Articleneed tax software that will allow doing non resident US returns
Unable to find anything other than the paper option to do this...any ideas?
View ArticleMBNA Smart Cash or TD Infinite Visa, which one should I use.
Hi Guys, Im putting up my condo for sale this week on DuProprio and was wondering what credit card I should use. It will cost about $1000. I am aware that MBNA has that cap at $1250. I currently have...
View Article