What is going on with Airmiles???
is it me or does Airmiles not have anymore great promotions for products anymore?? There are still great deals for the Weekly Westjet Specials, even better for Gold members - 40%. However, since it...
View ArticlePOLL RE Crash 2013 Is this the year?
So is 2013 the year of a US style RE crash in Canada? Volume is down, but overall the market was flat in 2012 making the non-crash voters the winners for 2012. Place your opinion for 2013 on the above...
View ArticleIs it possible to refinance used car loans?
Hi I purchased a car about 6 months ago at a rate of 6% from the dealer(TD auto finance). It seemed to the best rate out there and everyone(dealers and banks i talked to) said for a used car 6% is as...
View ArticleUS commuter CDN resident TAX return software
Hard time finding a software that will do US returns for canadian residents...any ideas?
View ArticleHow much do YOU PERSONALLY spend on food per month?
I'm the first to admit I spend a fair amount on food for myself. I was having this conversation with my fiancee yesterday and decided today to look over my CC statements for all of 2012 to how much I...
View ArticleInvest or Pay Down Mortgage?
Facts 1. Have 30k at disposal; 2. Mortgage is 2.45% fixed till March 2015; 3. The combined unused TFSA room in my family is around 40k. 4. A number of TFSA investment options can net me more than 2.45%...
View ArticleAnyone sell their place on Du Proprio (quebec)
I have decided to sell my condo. I do not want to pay those crazy real estate agent commission fees, so I decided to list my place on Du Proprio. Has anyone sold through this site in Gatineau? Do they...
View Articlecredit score inconsistency problem
hello, I'm not sure whats going on with my credit but something seems to be off. so. I have a credit score in the high 700's. This is according to my Equifax and TD manager. However, I've attempted to...
View ArticleHealth/Dental insurance for dependents that don't live at home
Not sure if this is the right forum for this topic, but just a question in regards to health and dental insurance. My girlfriend does not live at home with her parents (same city, but lives closer to...
View ArticleTD Bank branch importance?
Your bank account number and your cheques are all tied to the specific branch where you set up your account. If someone wires you money they wire it to the specific branch where you originally set the...
View ArticleOnline banking with People Trust Company?
I just send an online application for their TFSA. I got a confirmation number but that's not your customer number (for online banking) right? So how do I get a customer number and set up my password?...
View ArticleDownsides to opening many/multiple brokerage accounts?
Can you list some of the downsides of opening multiple brokerage accounts? I want to try out a few discount brokerage and to decide on a 'winner' to stick with. My concern that I can think of is...
View ArticleBC PST coming back April 1
Businesses in B.C. have received notice that PST will replace HST once again as of April 1 this year (yes, appropriately on April Fool's Day). All businesses must re-register for PST from scratch, even...
View ArticleRecommendations for someone/a firm you have used to prepare tax returns in...
For personal tax returns, which are not very complex. I would like to avoid H&R Block. Thanks,
View Articlechanging accountants
I'd like to have your views /experiences about changing accountants ( in my case i have a corporation with a payroll and personal taxes for 2 adults ) Charsquare
View ArticleThinking of not activating new credit card?
I have a shoppers optimum credit card that is being switched over to RBC in a few weeks. I'm thinking of not activating the RBC when it comes in the mail and planning to solely use my smart cash. Is...
View ArticleMedical student looking for some advice
Hi guys, I'm not sure if this is the right place for something like this but I'll give it a shot anyway. I'm a 100% finance virgin, and am looking for any advice I can get for the long term in my given...
View ArticleI don't understand why my credit card statement is lower than my balance?
So my online cc statement came out today (via RBC online banking) and the amount on the statement is about 60$ less than the total balance it shows for my cc. The thing is the last charge shown is...
View Articlesmall business with one part-time employee
Hello, I own a small business that has just employed one part-time employee (5-15 hours per week). What is the least pita way to structure his employment? I don't want to have him as an official...
View Article2 yrs post BK looking for a replacement car soon...
Before filing I had perfect credit nothing missed, etc... EQ score was around 720. I was unemployed for a few months and decided to get into the trucking business doing expedite deliveries to the USA...
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