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Health/Dental insurance for dependents that don't live at home

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Not sure if this is the right forum for this topic, but just a question in regards to health and dental insurance. My girlfriend does not live at home with her parents (same city, but lives closer to campus for school) and her parents are paranoid that she doesn't qualify for their health and dental insurance since she doesn't live at home with them. I believe she still qualifies, but I don't have anything to back me up on this point.

Can anyone help me out?

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