I have a shoppers optimum credit card that is being switched over to RBC in a few weeks. I'm thinking of not activating the RBC when it comes in the mail and planning to solely use my smart cash.
Is this transfer of companies considered an opening of a new credit card? If not, how would this look on my credit file?
Is this transfer of companies considered an opening of a new credit card? If not, how would this look on my credit file?