Clik here to view.
Finally a RE prediction we can track
Quote: Originally Posted by Mark77 ...someone with a mere $250k today, ie: a minimal downpayment on a $1M Toronto property, who puts their money into a plain TSX index fund... will have enough,...
View ArticleI think I found a way to get unlimited credit reports from equifax (not free)
I noticed this for a week now found it by accident and tried it everything still seems to be working fine. 1st you have to get the primier account and pay for it for the month its $19.99 after I...
View ArticleCan a VISA "purchase protection" insurance affect home insurance?
A friend of mine is making a claim for an item they lost on vacation which was purchased on their VISA card. Since the VISA insurance is considered supplementary to your home insurance policy, they are...
View ArticleMarriott chase visa declined
Got excited and applied for the card but got denied. I put Student in the employment information cause I'm back in school getting a masters. I called in and they said that I would not be able to pay...
View Articlelaptop-tech saved me a lot of money on my mortgage
Last month I sold and purchased a home (in Ontario). After TD screwed me and I lost my locked in rate, I looked everywhere for a mortgage option that worked with my particular situation. I contacted 2...
View ArticleWarning about expiring bank cards and bill payments
All the banks have been retiring their old non-chip debit cards lately. TD sent me a new chip card in the mail, but BMO chose to do it by simply canceling any remaining outstanding bank cards that...
View ArticleHow can I cancel a walmart rewards mastercard??
I applied for a walmart mastercard by mistake. I went to Walmart for some shopping, at the cash register, the cashier asked me to apply for the Watmart Card. I didn't realize that it was a credit card....
View ArticleTD Personal Loan Question
How hard is it to get a Personal Loan from TD? I was talking with a few family members and they told me that it's harder to get a Personal Loan for a vehicle than it is to get a loan through the...
View ArticleFor those who worry about their credit score....
Just a quick story I wanted to share as I know a lot of people worry or think about their credit score(s). I'm included in that group! I had some late payments a few years ago after doing an MBA...
View ArticleBest way to send money from Canada to Hungary?
By best I mean cheapest ... Right - stuff it in an envelope and hope for the best. Kidding aside I do not want to wire it abroad from TD to OTP bank in Hungary and pay their usurious rates. There are...
View ArticleHelp with student loans
Hello everyone, I have a question about repaying my student loans. I want to pay them off as fast as possible, but I owe a good deal of money so it's going to take some time. I have loans through three...
View ArticleSwitching LOC question
Hello, I am thinking of switching my personal unsecured LOC (balance 5k, prime +4) and chequing account ($13.95/month) from BMO to PC Financial. I no longer have my mortgage with BMO (switched to CIBC)...
View ArticleCredit score is 648, can I get a mortgage?
Hi team, I have a few questions. 1.) Assuming I'm earning around $40k yr. could I qualify for a $200k mortgage with 5% down? 2.) Do banks consider student loan debt, or are there any special provisions...
View ArticleSmall-business banking with free transfers to personal accounts
I have a consulting corporation in Alberta. I need to find a bank which does these: 1. Free transfers from personal to business bank accounts online, and vice versa; 2. Has to integrate with my...
View Articlehow to withdraw/use/cash out loc? via debit or teller?
how to withdraw/use loc? via debit or teller? is loc like cash advance or overdraft protection but with lower interest? thx
View ArticleA couple questions about Sobeys BMO Chequing account
I'm thinking of opening an account so I can deposit money at a teller to place in my Sobeys bank account and then have it transferred immediately to my BMO prepaid travel Mastercard so I can bypass the...
View ArticleRogers plans credit cards (no details)
Rogers has announced plans for credit cards. It will be commercially available next year to "a select group of customers".
View ArticleReal Estate and Tax options
I am a real estate agent. As such, since I get a commission when I buy an investment property, real estate is a very strong investment focus of mine. What I am wondering is whether it is possible to...
View ArticleGCR for amex and mbna cc applications?
i applied for amex over 3 week ago (got approved few days later) and mbna card 6 days ago and it hasnt shown anything on gcr even though i used their link, how long does it usually take? anyone else...
View ArticleScotiaBank Momentum Visa's recurring payments
Hello, Can you tell me if it exists somewhere a list of the merchants offering recurring payments on the cash back Visa card please? Thank you.
View Article