Last month I sold and purchased a home (in Ontario). After TD screwed me and I lost my locked in rate, I looked everywhere for a mortgage option that worked with my particular situation. I contacted 2 brokers, went into 2 branches, and dealt with PC and ING online to see what was offered. Everything I found was either too complicated, or too in-flexible. I was one day away from signing up for a traditional mortgage - although not what I wanted, it was the best I could find (and something I understood).
I saw some intriguing posts by laptop-tech and shot him a quick email asking a couple simple questions. He replied right away with suggestions that I have not heard of before, and more importantly, his explanations of various options made sense to me. After numerous emails and phone calls he found me the product I was searching for. He walked me through the process step by step, I felt comfortable the entire time that someone was listening to MY needs, and not trying to push the flavour of the day.
If you're looking for a mortgage or simply have any related questions (he works for a major bank) you really have nothing to lose by contacting him. I have nothing to lose or gain regardless of what you do, but since he saved me a lot of money I feel this is the place to share a resource that may save you a lot of money also.
Good luck.
I saw some intriguing posts by laptop-tech and shot him a quick email asking a couple simple questions. He replied right away with suggestions that I have not heard of before, and more importantly, his explanations of various options made sense to me. After numerous emails and phone calls he found me the product I was searching for. He walked me through the process step by step, I felt comfortable the entire time that someone was listening to MY needs, and not trying to push the flavour of the day.
If you're looking for a mortgage or simply have any related questions (he works for a major bank) you really have nothing to lose by contacting him. I have nothing to lose or gain regardless of what you do, but since he saved me a lot of money I feel this is the place to share a resource that may save you a lot of money also.
Good luck.