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A couple questions about Sobeys BMO Chequing account

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I'm thinking of opening an account so I can deposit money at a teller to place in my Sobeys bank account and then have it transferred immediately to my BMO prepaid travel Mastercard so I can bypass the wait period that normally occurs when I put money on it through my President's Choice bank account as a bill payment. Anyone done anything like this before? I was told by a BMO rep over the phone that this is possible and instantaneous and that there would be no-fees involved but I've been given incorrect info by the reps before so I thought I'd confirm with some actual customers.

Also want to confirm that there are still no fees to deposit cash with the tellers, correct?

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