Best option for RBC Rewards points?
I did a search, and the only thread I could find was this one from eight years ago, so I thought it might be worth posing the question again: I have about 60,000 RBC Rewards points at the moment. What...
View ArticlePotential Income from owning 3 condo units and Tax question
Hi lets say in a Hypothetical situation I am single, 31 years of age, and I own three peices of real estate: all 2 bdroom condo units in downtown Toronto near UofT/Ryerson, each one valued at about...
View ArticleTax Advice for House purchase used as rental then will eventually be main...
I presently own a house and am just about to complete on a second property which we have already rented for a few years but will become are main residence eventually, the house that is are main...
View ArticleAeroplan or Aeropesos???
I have read many of the threads about people complaining about the Aeroplan program. Don't get me wrong, there are times where it is not great, the taxes can be high and availability can be limited at...
View ArticleWhen You Buy Your Second Home, What Happens To The First Mortgage? Rent/Own...
First-Time Home Buyer or so I think and just trying to plan ahead. We are looking for somewhere to live, not looking for our dream home yet. Wherever we live, we will one day be moving - maybe even 5...
View ArticleWhich bank to open new account with?
Hello all, I need a little advice! TLDR: Advice needed on chequeing account / saving account promotions. Higher interest rate a plus! I recently got engaged and the wife to be and I want to open up a...
View ArticleCan >18 year olds get a secured or joint credit card (to allow for credit...
I understand there is a cut-off age of 18 for primary credit card account holders based on my readings on the internet and these RBC and TD FAQ seems to confirm this....
View ArticleDelete: help: paid property tax to some else's house.
hi guys, my family is in a sticky situation, i need the group's wisdom. My dad sold his old house last october and then bought a new house. This year, he paid property tax to the old house's tax...
View ArticleFREE $100 Gift Card after Credit Card Approval
RateSupermarket.ca $100 gift card promotion is back. :!: After you are approved for either a Smart Cash or Platinum Plus credit card with MBNA Canada, you are also rewarded with a free $100 gift card...
View ArticleIcici bank asking for my SIN to unlock account
Have an account with them and I forgot my login info (instead of using the standard debit card numbers, they require some CIF number to be used) so since I have not used this account in a while I...
View ArticleGrounds to not pay rent due to broken elevators and A/C?
I've been living in an apartment for the past year and there's been quite a few issues ever since I moved in. There was a period of one full month where the elevators were broken during April, which is...
View ArticleWhat do people think of the new Aeroplan changes?
Wasn't sure if this belonged here or in Shopping Discussion, but I figure most collectors of Aeroplan hang out in here. Have not seen a thread yet on this on RFD. Aeroplan announced a large number of...
View ArticleQuestion re organizing paperless banking, credit card and investment statements
I am looking to go paperless for all the statements I receive. What has stopped me up to now is an organized system to keep track of all the paperless statements. We have several bank and credit card...
View ArticleRBC Platinum Avion VISA
Need all your input on what to do. I recently purchased a house and went for a mortgage with RBC. Its a Homeline plan. Upon doing so, I would need to open a RBC account to make payments. I opened the...
View Article23 year old looking for Finacial Advice...
Looking for some advice on what to do with the money I have right now to make some more... Some investing advice would help... I make about 65k a year, I own a car and I still live at home (very close...
View ArticleExchanging US$ for CA$
I have some US$ investments through a company stock program that occasionally give me some lump sums to exchange from US$ to Canadian $. Anyone have an idea how to get a better rate than my bank offers?
View ArticleTD Overdraft Protection
Went to the TD bank yesterday, and the teller convinced me to sign up for this "Pay As You Go Overdraft Protection" (PODP). I sort of understand the use of it, but I'm not exactly clear how I could use...
View ArticleAMEX SPG 20k Public Offer! (21k non-Public Offer)
Hi everyone, Just wanted to mention that the public offer for the AMEX SPG is now raised to 20k. This is transferable to 25k Aeroplan, 25k AA miles, or 25k Avios. Of course the refer a friend offer is...
View ArticleTD Infinite Visa annual fee
Does anyone know how the annual fee is charged on the TD Infinite Visa credit card. Is it at the anniversary date? E.g., if the expiration month is 08/13, then the fee would appear in the Sept...
View ArticleHow would you redeem my points?
So I decided to check balances on some points programs I have, and was wondering what would be the best way to redeem them if I chose to do it right now. Not that I will right now necessarily, I just...
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