Could Someone Explain Something about a Mortgage Buyout Clause?
We currently have a five-year variable rate mortgage that's due in October. We want to sell our condo, but we don't know how long it will take to sell and when we'll get around to putting it on the...
View ArticleHow to get the best benefit from a Restaurant Food Sampler Gift Card?
I got from my company a $400 party food sampler from a good restaurant (i.e. an invitation for 5 people to get some samples from each menu item). Unfortunately for some reasons, I can not use it...
View ArticleI have 35K in unused tuition credit - should I bother with RRSP this year?
Hey guys, just a quick question. Here is my situation. I make 65K per year, but just started working.. so there will only be 6 months of salary in 2013. ~33k My main financial goal is to save for a...
View ArticleIf youre cash flow rich, but savings poor, why not borrow for down payment
Title says it You're pulling in $150k+ household income with minimal debt obligations - TDS is a joke even on a 600k property Why would you withdraw investments, RRSP, sell properties, etc. to come up...
View Articledo you know anyone gone from riches to rags?
We all hear rags to riches stories. Anyone got riches to rags?
View Articlehouses for sale?
does anyone know of any houses in toronto that are a maximum of 1.5 million with 5-6 bedrooms and at least 4 bathrooms. preforably close to a subway station.
View ArticleING: Refer a friend and get $25 + 2.5% Interest for 90 days on ISA
Per http://www.ingdirect.ca/en/landingpage/refer25/: Saving toward your goals has never been easier – just show your friends and family how everyday savings add up. When you successfully refer a new...
View ArticleHistorial Tax rates (personal, small business, corporate, capital gains,...
I'm looking for historical personal, corporate, and small business tax rates since Canada was founded. Additionally, I'm also looking for historical corporate dividend (eligible + ineligible)/capital...
View ArticleIs not balancing your cash register bad?
If you own a business that sells products or services do you have to balance the cash register at the end of the day? ie. Day 1 - You sell $100 worth of merchandise, but when you cash out your...
View ArticleWhy pay bank account fees when you can have Savings account and pay nothing?
As many people I had a typical bank account and stupidly paid around 10bux a month/month unless I had balance more than $2000 or so in there. Had to pay for cheques too. Then I discovered I could have...
View ArticleOne time transfer to Europe
I would like to do a 1 time payment or transfer to a bank in the Netherlands for a product. I have read td bank charges a high fee. The amount is fairly low at around 400 euros. Is it better to use...
View ArticleAmex Gold Transfer to Aeroplan
Hi, Does American Express offer Bonus transfer points from Amex Gold MR to Aeroplan ?? Or just the standard 1:1. Thanks, in advance.
View ArticleCar? Or Invest? Where should my monthly payments go towards
Hello, Newly graduated here... $7000 a month income, have a business. Live at home, no other expenses. Is it wise to allocate $1,100 monthly to a car payment, this is not including insurance or gas or...
View ArticleSafety Deposit Box
Recently got a sdb at rbc. Couple questions. Are the contents insured by the bank? Do I need to contact my home insurance provider to see if it covers, chances are the bank won't get robbed but what...
View Articlewhere to report my previous year captia loss
I trade some shares ,I have captial gain $180 for 2012 , I report it schedule 3 , but I also have captial loss $ 1000 for 2011 ( it 's report in schedule 3 for 2011), now I can not find where I can...
View ArticleWhen did you buy your house?
I see people in Ontario waiting a lot longer to buy a house compared to other provinces. So, just to see comparatively amongst provinces - What was your age, salary and the price of your house?
View ArticleHaving difficulty obtaining a credit card.
I am a 24 years old student with a part time job. I never have below $2,000 in my bank account. I need to start building my credit. I have applied online three times at TD for their Green Visa card and...
View ArticleLooking For Advice on buying a Duplex
Hello all, I am considering buying a Duplex. I live in southern Ontario. I am totally new at this and would like any input you can provide. I will be living in the Duplex and renting the other. I was...
View Article$10,000 OZ Gold, Crazy ? or not?
Has anyone seen this article ? Sounds like another 2k gold story, however this seems 10k http://www.thestar.com/business/pers...unce_gold.html
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