Which credit card to use : USD or CAD ?
Hi, Maybe some fellow members of the forum would suggest which card is better to use in following situation: For example, I need to make a purchase of 1000 USD. I currently have RBC VISA USD (rewards...
View ArticleDoes my friend need a will or a power of attorney?
A unmarried friend has no relatives or children here in Canada, and has some valuables, a life insurance policy, and some Canadian bank accounts. She lives in Ontario. She would like everything turned...
View Articledoes dell report to equfax?
Does dell even report to equifax and transunion? I looked at my report and they have never reported any payments made and this is an account I've been paying on for 3 years now at $45 a month. Only the...
View ArticlePC Financial 2.6% promo
Looks like PCF doesn't want ING stealing all the thunder with their 2.5% Seen this on sign on: http://www.banking.pcfinancial.ca/a/...ferid=signon02 Too bad I cant take advantage, I have my savings...
View ArticleGood / Bad? Equifax lists me as a student
I've been working full time for 7 years now and am no longer a student. I have a pretty good income and have switched employers 3 times in the past 12 years (I worked while in university). I went to...
View ArticleMortgage Rules for 2nd Home
Hi All, Situation: I am separated from my wife and I would like to purchase a new home. We already have a home with mortgage that my wife is currently residing in until the separation divorce is final...
View ArticleQuestion about paying off debt
I have a loan that I am paying back, arrangements were made to pay on the first of every month. If i pay the amount due before the date, for example: Monthly payments are $60 minimum. If it was due on...
View ArticleWhy is the cost of living so high in canada?
Especially when it comes to taxes and prices of goods generally? For example: In Australia one can maintain the same lifestyle with same amenities and we will be spending 40% less than what we have here?
View ArticleRESP Education Savings plan
I graduated in the spring of 2012. I still have some savings left in the plan. What should I do?
View Articleadvice on disability and life insurance
Hi guys Can someone recommend me a good company to do my life and disability insurance with? I am 34, non smoker and in good health...thanks
View ArticleEstate Lawyer
We're looking to get probate for a will as requested by the bank for some personal accounts. Should we get an entire list of assets that are under their name? such as house, car, bank accounts,...
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Converting USD to CAD?
Hey guys, I'll be working in the US for the next few years and obviously will be paid in US dollars. I will however need to convert about $1300 USD to CAD every month from my paycheque. What would be...
View ArticlePre-Approved Mortgage Condition Question
Hello, My wife is now expecting our second child and we are interested in purchasing a new home. Currently, we have 50% equity in our home and no debt along with an additional $60,000 placed in...
View ArticleDoes CDIC cover up to $100,000 or more within the same bank?
I was talking to a customer service in a bank and she advised me that if I have a one year locked GIC this is insured by CDIC up to $100,000 and if I have a savings account then it is protected up to...
View ArticleTD e-Series tax optimization: foreign equities best in RRSP, TFSA, or...
Sorry for the long post that follows--I tried to summarize it as best I could! Recently I've been reading up on how to make my investments most tax-efficient, and it's pretty confusing... :confused:...
View ArticleHow is heritageresp.
How is this RESP?http://www.heritageresp.com/ Have any one tried this company,whats the advantage or dis-advantage vs bank Resps?
View ArticleLine 303, if you are married, do you have to claim it?
My parents are married, they are 65+ and living with me. I would like to claim one of them as my dependent on line 305. But I don't think I can do that if one of them has claimed line 303 on their...
View ArticleWhy AMEX Gold Rewards?
I’ve been using Amex Gold rewards and today just realized that when I redeem the points, it’s 1% to the cash value – leaving the question why I’m paying $150 annual fee instead of getting free cash...
View ArticleFile your taxes
For the Public transit tax credit, How do I apply for that? I take the bus 5 times a week to get to school. How would I provide CRA the proof needed?
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