Where to keep extra mortgage lump-sum cash for upto 1 year?
Other than a HISF, is there a better option as to where to put $300-500/month for up to 1-year before I provide a lump-sum payment to my mortgage provider? Thanks!
View ArticleRateSupermarket.ca $100 gift card give away after credit card approval
I'm a new customer to RateSupermarket.ca and I think this is great deal! Sign up for either of the two credit cards here on RateSupermarket's site and after your approved you will receive either your...
View ArticleTax Accountant Recommendations - Day Trading
Hey all, I have a full time job, and day trade part time (with mixed results :)) does anyone have any recommendations for an accountant who can help me deal with this? I have t5008 to account for share...
View ArticleH&R Block Is Blind and Stupid.
You decide, I used this place before last year and they told me they never took appointments. Walked in today at the one on Yonge and Eglinton at 5:15pm today asked where the clipboard to sign in for a...
View ArticleMortgage Critical Illness and Life Insurance?
Could not find a seprate thread on this, so I decided to start a new one. Lots of questions, would love to get some input. Did you take it? Is it worth it? What are the pitfalls? Are we better off with...
View ArticleLowering Credit Limit on Credit Cards
So i know there is a ton of discussion around not cancelling your "inactive" credit cards so that it won't damage your credit scores. I'm currently a student and i've got 3 credit cards 1. Presidents...
View ArticleVanguard Canada ETFs Increased MER
I just noticed that the MERs for Vanguard Canada ETFs have gone up by a few basis points. Does anyone know why this is? https://www.vanguardcanada.ca/individual/etfs/etfs.htm
View ArticleTD e-series EasyWeb question
My husband and I opened a mutual fund account at TD last week and it has since been converted into an e-series account. When I tried to log on to EasyWeb it asks me for an Access card number. I don't...
View ArticleTenants in common agreement
I am starting out on a rental property partnership and have been researching ownership arrangements. What are peoples thought on a tenants in common arrangement for purchasing an investment property...
View ArticleAdvice needed!
Hello fellow RFD'ers! I have a slew of questions and need some advice, hopefully you guys can bear with me! I'm 24, I currently live at home with my parents and have minimal expenses, have a stable...
View ArticleCREA members can use electronic signatures
http://creanews.ca/2013/04/09/the-ca...ture-solution/ This is a big step forward, you can now ask your agent to sign any email communication with you. By this any email or document can be signed...
View ArticleCRA is now looking closer-think twice before investing in RE
This article is very important please read carefully as it might impact your decision in investing in RE http://wheredoesallmymoneygo.com/sel...moneygo.com%29 I am wondering if this is retroactive or...
View ArticleUS Dollar VIS/MC debit/prepaid card options for Canadians
I have to pay a 300 USD per month subscription by VISA or Mastercard for a few years and would like to save on foreign exchange fees. Unfortunately, I was declined for the Chase Amazon.ca Visa card so...
View ArticleWhat are recession-proof investments?
Aside from depositing money in your saving's account, what investments are recession proof?
View ArticleSears MasterCard - no foreign currency transaction fee and $30 welcome bonus
Considering the $30 welcome bonus, the card is probably better than Amazon Visa. http://www.searsfinancial.ca/CreditCards/Benefits.aspx Benefits: - no foreign currency transaction fee on international...
View ArticleWhich banks allow online transfers between customers?
I know that RBC does. It's quick and easy, just specify the name and account number of the other customer. It's remembered as a future transfer destination. Transfers are instant....
View ArticleIs this normal to be owed from federal tax but owe to provincial tax?
Hi, I am filling my taxes in quicktax and I worked in a province different than my current province. I moved on here for a new job but currently on EI. Since I made no money here but in the other...
View ArticleHow to sell shares following death
Son is the executor for dad's estate. Dad just died and he has shares of several companies (very few for each company) that must be sold. These are some of the shares and numbers of certificates:...
View ArticleOk, honestly, what is there to gain by posting 100 threads about housing crash?
I am bullish about house prices. I think they will likely be flat or gain 1 or 2% per year but I don't go around posting billion threads a day about it. What is there to gain about this?
View ArticleCash Gift Tax Implications
My mom wants to give my sister and me a large amount of cash as a gift. My concern is, will there be any immediate or future tax implications? Will the CRA come knocking on my door asking questions?
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