Amex Air Miles Reserve Credit Card
The card is just announced at the event and I am there. Will post more details. Seems like this is a premium level store miles card.
View ArticleCollections: Should I answer?
I have one of the most common names in the English Language, I get 156,000,000 results on google. I don't have any outstanding balances. I have one credit card, and one loan both R1 or equivalent....
View ArticleMint.ca Affordable and magnificent: 24k gold-plated medallion set
Just got this email from Mint: A striking new collection celebrating the Chinese Lunar Calendar. Discover 12 unique fan-shaped medallions plated in pure 24k gold, featuring all 12 of the Chinese lunar...
View ArticleCSC exam
Hi I started to read csc vol 1 textbook 2 weeks ago, and I finished it yesterday. I spent around 15 hours each week, and I am working full time now. I think most stuffs are like 1st to 2nd year...
View Articlepcfinancial website now popping up scam pages????
Anyone else get a popup on their site for some survey scam? This is the last straw for me.
View ArticleDisappointing returns with mutual fund
Over 10yrs of investment in a td managed assets fund only increased 1.01% :facepalm: Don't bother with td managed assets mutual funds, they disappoint.
View ArticleWhat's your 'number'?
So, what is your magic number? The ultimate number that will allow you to do everything, and anything you want. The ultimate goal. Mine is 1.6 million. In real estate and other assets. Not a crazy...
View ArticleCC with insurance for a europe trip
Dear fellow RFD'ers My neighbour is travelling to Europe (Croatia, Dalmatian coast etc) this summer and she is looking for advice. She would prefer not to have to purchase separate travel medical,...
View ArticleQuestion about RRSP contribution or Notice of Assessment
Hi guys, Hope someone can help or answer my question here esp if there's any Accountant here in RFD? :) On my Notice of Accessment 2012 for tax year 2011 The 'You RRSP deduction limit for...
View Articlelost my job mortgage issues
So I got laid off and I don't know when I will be going back to work. In this trade it happens quite often this time of year. My mortgage payment is quite high and I'm wondering if the bank will do...
View ArticleOSAP Debt and Joint Bank Account with Spouse
My wife and I, recently married, are considering opening a joint bank account. I have no student debt and she owes money to OSAP for her schooling. I make about twice as much as she does. Does anyone...
View ArticleAny banks that give blank cheques (checks) upfront immediately?
I will need to write some post-dated cheques, but I don't have any with my bank (BMO). I will have to order them,and they will take a couple of weeks. I need to have these immediately. Are there any...
View ArticleThe definitive "Have you received your T3/T4/T4A/T5" Thread
Post here if you've gotten your T3/T4/T4A/T5 and from which financial institution if applicable. I've received mine from Ally today.
View ArticleCanada Post service standards?
I sent a letter to the USA, and the letter contains a USD cheque over 10k back in Jan. 11th. My counter party haven't received it yet as of today. I put a stop payment to that cheque and resend it...
View ArticleFields From Last Paycheque to Fields in T4?
Hi For some reason this year my company I work for is behind on sending out T4 statements(last year they sent out on Feb 10th...through epost). Last week I talked to HR and they said they are trying to...
View ArticleU.S. Index Funds in RRSP - Withholding Taxes vs F/X vs MER
I want to buy some US equity and international equity into my RSP portfolio. I have an RSP account with TD Waterhouse. I am considering 2 options: 1. Buying U.S. listed ETFs (eg VXUS, VOO, VTI listed...
View ArticleIs there such a thing as a credit card that is good for shopping in the states?
Would have to be payable here somehow. but, Im just wondering if anything exists at all to avoid conversion rates, and fees for using out of country. besides going with cash in hand of course. I shop...
View ArticleRBC Direct Investing temporarily offline
My RBC Direct Investing is temporarily offline today. Has anyone else had a problem logging onto RBC D.I. today? I'm guessing they're having a problem with the Alpha Exchange since they removed Level...
View ArticleDeciding when to claim unused RRSP contributions
Hi All, Just a quick question. What is a good strategy for banking RRSP contributions? For example, last year I did not claim my contributions as they wouldn't have been enough to put me in a lower tax...
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