Cottage, Bigger house or Condo Investment
Needed some help, I just received an inherence of about $40k. I have no mortgage left on my house. I have 2 kids(7month old and 2 yr old) Should I put the $40k towards a downpayment on a cottage, sell...
View ArticleMBNA 0% OR Capitalone Smartline M/C?
Can someone give me suggestion which card should I apply? MBNA or CapitalOne. MBNA looks interesting for that 10 months promotion.
View ArticleHBC Killing my credit report!
Hi guys, Hopefully some one can help me out. I had old collection from Hbc back in 2009, paid my collection in full ($374) and that was that. I never received anything back. but I have an receipt of...
View ArticleOld ByLaw Ticket and Credit
Hey All, My GF received a Bylaw infraction about 6 years ago from the City of Ottawa for not paying for the oTrain. Just recently iQor credit agency has come after her for the ticket. I know that bad...
View ArticleJust moved in, considering renting out the place to move back in with my...
I just moved into my new place a few weeks ago. The prospect of making an extra $300 a month to cover some debt is very enticing, also moving back in with my parents would allow me to pay $1300/month...
View ArticleEnd of the penny - how to get rid of them?
So it's the end for the penny as a circulating coin. Seems like an inconvenient way to account for inflation. Maybe we should just have done the same as other countries and admit that our currency has...
View ArticleBMO Air Miles World Mastercard for 25% discount on Air Miles flights
I currently don't have the BMO Air Miles World Mastercard but having the card offers 25% of Air Miles flights. My family and I (4 people) would like to like to visit Newfoundland from Alberta which is...
View ArticleCar loan under public records
Hello, I was wondering is it normal to have a car loan under "public records" in your report? is that a bad thing? its listed under "secured loans" Thanks, Sahar
View ArticleQuestrade tfsa transfer out help!!??
Has anyone had experience transferring their questrade tfsa to a different institution? They want to charge me $125 for a full transfer, or $25 for a "partial transfer"...how can I get around this, I...
View ArticleLinking BMO LOC to PC/ING?
Just got myself an LOC from BMO, and realized how restrictive it is comparing to LOC from TD and CIBC. According its website cheques are apparently available for LOCs. Has anyone have success in...
View ArticleQuestion about income tax and capital gains
I have non-registered mutual funds that give out dividends every 3 months and at the end of the year. Those dividends get reinvested back into my funds automatically. I just have a question about how...
View ArticleATM travels: Cash advance from credit cards with a positive balance?
I've heard that TD doesn't charge cash advance or ATM fees when you pull out money from your credit card when its in a positive balance. Wondering if anybody can confirm this and if there are other...
View ArticleWhich bank has the best foreign exchange rates?
I moved to Toronto about a year ago after stints in New York and Paris and have most of my savings in US Dollars and Euros at a Canadian bank. I have been converting funds slowly. Every couple of weeks...
View ArticleTransferring TFSA out - RBC to VirtualBrokers
I want to move my TFSA from RBC to VirtualBrokers, how can this be done? Any fees? I don't want to withdraw the money from the TFSA because then I can't put my gains back in.
View ArticleWhy does the Federal Government not legislate how transactions should be...
Now that the penny has officially been discontinued, why does the government not just legislate and hence dictate how transactions should be rounded instead of being wishy washy and issuing a...
View ArticleHRSDC sent me the following, should I be worried? Should I accept Credit...
Received the following letter from the Human Resources and Skills Development Canada yesterday (I believe concerning my student loan account)... Quote: January 29, 2013 **TO BE OPENED BY ADDRESSEE...
View ArticleMBNA Smart Cash out of the 5% period
The honeymoon period is over, I am beyond the 5% returns - What are other people doing who have had this card?
View Article2006 and 1936 pennies worth anything?
just confirming what they said on television. or was it some bs
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