Unclaimed bank draft refund?
I had an elective placement at Western University 3 years ago. They required a bank draft of $100 as payment. I sent them the draft in February of 2011, and completed the placement a few months later....
View ArticleCPP post-retirement pension for 2013 earnings
If you were receiving a CPP retirement pension that started in 2012 or earlier, any pensionable earnings that you had in 2013 will generate a post-retirement benefit (PRB), that will be effective...
View ArticleAmazon.ca Visa hacked
Somebody used my card to buy things in US, however, my card is always with me. Who can tell me what possibles reasons that my card has been hacked. I use my card to buy things like normally I do. Only...
View ArticleBest Debit Card Account with Perks?
Title says it all. Planning to open up a new debit account soon.
View Article1 month away from my free year being over on Amex Gold, what are my options?
Hey everyone, like the title says I'm a month away from my sign up date for the Amex gold. I don't want to pay the $150 fee, would they waive it for me? If not should I refer myself, than cancel...
View Article3 Year GIC or 3 Year Rising Rate Gic?
Hi I have about $10,000 right now, 5K in just a RRSP savings account and another 5K in a 1 year RRSP GIC that ends next month. I took a low GIC terms as I was unsure of when I will buy my first place....
View ArticleMisleading information (inflated rates) from TFSA ads.
I'm beginning to notice a trend that many of the banks that provide TFSA are following. They are giving us false numbers in their ads! Pretty much "magical" numbers that don't even exist. One ad for...
View ArticleMcKeller Structured Settlements
McKeller Structured Settlements shields investment returns generated by personal injury litigation award proceeds from tax. The investment is irrevocable, the relevant literature doesn't specify the...
View Articlecostco AMEX card application declined
No clue about why declined for costco AMEX card application. Have a job, house, cards everywhere, not owing anyone anything, still get declined by Amex, have to use debit with costco purchases, sucks....
View ArticleWould you purchase a home based on location or investment valu? townhome or...
Hi, I have been house shopping with my brother and we have reached a dead end on these two places. Details: executive townhome - $419K 1740 sq ft 5 appliances and $5K in upgrades. This is in the heart...
View ArticleWhen is PC Promotional Internest paid?
Hi, I had signed up for PC's promotional savings interest which ended on January 31. When is the promotional interest supposed to be reflected on my accounts? It is not showing up yet. TNX
View ArticlePrepaid Credit Cards
Are there any decent prepaid credit cards that you can actually use online? I bought one one over counter and it appears to be useless for online purchases I wanted to make. I saw the disclaimer about...
View ArticleIs a CPP credit split really mandatory after a divorce?
It makes me really angry, that Service Canada's answer to this question seems to generally be "Yes", without telling you the whole story. Here's a copy & paste from the legislation, so you can read...
View ArticleMoney in the Bank... What to do with it?
So for over a year now, i've had arround $14-15000 sitting in a chequing account not earning anything. I was fresh out of college and wasn't really worried about earning interest, etc etc... In the...
View ArticleMortgage Amortization Calculator/Schedule
I need a mortgage calculator that will show me that if monthly payments are not made, they are then capitalized, what the outstanding balance would be. I must be able to use my own interest rate plus...
View Articleadvise on new home insurance-Family Insurance Solution
location-Surrey,BC previous home insurance -BCAA ~$1,600- possibly new insurance-Family Insurance Solution ~$1000 (it looks like the same coverage as BCAA-earthquate, personal property...) Question:...
View ArticleIncome Tax Refund & Defaulted OSAP Loan
Please do not judge me....as I know personal attacks are incoming! So where do I start? My OSAP loan has been in default for quite some time. I worked out a payment plan and started making payments...
View ArticleMortgage Broker/ Insurance Broker
Hi I was just wondering if I pay a mortgage broker for their services or does the bank? This is after signing with what the offered (or found). Is it cheaper going to the banks themselves? Same...
View ArticleLeasing a car for 6 months
I got a contract of 6 months from a company. Its part-time work; 3 hours each workday. I have a regular job 9-5 so the timing of this part-time job will be 6-9. I take public bus to and from my regular...
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