PC Financial External Transfer
Does anyone have experience moving larger sums out of PC Financial to an external linked account. I have a CIBC chequeing account linked to my PC saving account but I'm finding there is a limit of...
View ArticleTFSA Contribution Question
Ok I am 26 years old and had a TFSA at Scotiabank and did not really know what It was for. The teller pressurized me in signing me up. I have withdrawn from the TFSA account maybe 2-3 times before....
View ArticleUPRR -- Unclaimed Property Recovery Reporting?
Hi Everyone, I volunteer to take care of the finances for a reasonably-sized local charity (approx $500K income) and received a letter from Manulife Financial UPRR (Unclaimed Property Recovery...
View ArticleRRPS tax receipts question
Hi, - When I go to my bank to make a RRPS contribution depend on the type of the contribution sometimes I get the tax receipt and sometimes not. - For monthly contributions the tax receipts are issued...
View ArticleRoom for Improvements?
I learned a great deal of street tips from the personal finance forum here in the past year as a non-member and I thought it was about time I said thanks and shared some of my insights with everyone...
View ArticleCapitalize interest TD HELOC
How do I do that? I have an interest payment coming up, and I want to pay it with the HELOC. Thanks.
View ArticleMy Financial Advisor advised against index funds - Rebuttals?
So I think i'm going to start investing in indexes now because I started reading into the Canadian Couch Potato Strategy. I currently have all my TFSA in mutual funds, so I figured I might as well...
View ArticleWorking FT and a side business with employee
Hi I wa wondering how taxes are done if you work FT as an employee of a corporation and also have a small side business with your wife doing most of the duties and getting paid? A bit confised here
View ArticleSomeone explain how income tax works exactly?
Ok I need to know what I am missing here : When we work and get paid, the government deducts taxes, based on our income bracket . If that is the case, why is it tat when we file our income taxes (for...
View ArticleTransunion Canada Free Trial?
Does anyone have a link or promo code for Transunion Canada Free trial, or free score. I already know how to get a free report, but that doesn't include score. Looking for a way to get free score from...
View ArticleCar Lease...over mileage already but
So if you're leasing a car say for 36 months. If you've already decided to buy it at the end of lease because at month 10 for example, the mileage limit is hit lets say 60,000. Can someone buy the car...
View ArticlePay off student loan or save for down payment?
So my student loan is coming due in March. Means I'll have to start making payments and I'll owe interest as well. I'm getting married in May, and I'm moving into a new condo this week. We're planning...
View ArticleChurning Credit Cards
Thanks to all the informative threads here, I've started to take advantage of credit card sign-up bonuses. I've applied for most of the cards with worthwhile bonuses now so now I am planning how to...
View ArticleWhat are TD travel points good for?
I've had a TD platinum travel visa for a couple years and have about $650 worth of points. I can either buy something from their online store, or use the points for travel.... Is there a best bang for...
View ArticleExplain how foreign investment is good for citizens?
We are Canadians and we are able to buy US stocks. Let's say I bought Walmart, Home Depot, and Apple several years ago. Now, I get a fat capital appreciation as well as sexy quarterly dividends from...
View ArticleEI Claim
Hi I recieved my first payment from EI. below is the breakdown. Benefit Rate: $345 Type of Benefit: Regular benefits Gross Amount: $35 Deductions: Earnings: $17 Net Amount Paid: $35 why there is huge...
View ArticleMoving money: Getting interest from both institutions?
Recently I moved some money. I realized that some destination institutions credit your account from the moment you start the transfer. But the originating account has to pay you until the money leaves....
View ArticleFX trading commissions question
Hi, I get part of my income in USD. I'd like to start some FX trading. I am not really clear on how commissions/fees work. For example, on Questrade the "pips" are 2.0 for USD/CAD....
View ArticleNETFILE netcode
Hello, I remember receiving a 4 digit code years ago and i would use this to file my taxes. has CRA gotten rid of this? I can't seem to find the code when i log onto their site and it doesn't appear to...
View ArticleCompleting your income tax
Is there any free income tax softwares etc that peoplr use? I am self employed married and have one child. We live in my parents house. Because i am self emplyed i have deductions such as gas. What is...
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