Synergies dealing with same bank?
Any synergies giving new businesses to same financial institutions (mainly bank speaking)? or roll over your own or your extended families to the same bank? Is the outcome product-dependent?...
View ArticleCan I lower my interest rate on my unsecured LOC?
I currently have a CIBC unsecured personal LOC. I pay Prime + 3% interest. I just found out my credit score (800+) and wanted to know if I can contact CIBC to renegotiate my interest rate.
View ArticleHELP: Subcontractor and HST
Background story: My friend used to work as a RMT, she used to work for this rehab centre in Richmond Hill that charges HST on her behalf. The owner of the rehab charges HST and pay the CRA directly....
View ArticleOpening Questrade / Virtual Brokers account
Quick question, tried googling it but google blows at providing relevant results sometimes. Im trying to open a Questrade account, they want an "attested" photocopy of my license/ID signed by one of...
View ArticleTravel Rewards CC for Students?
Right now, I'm a university student making a bit over 10,000 a year working part time. I have the RBC Cash Back 1% CC and the MBNA Sony CC. I've been looking into getting something that would allow me...
View ArticleUber Tuber Extreme?
The Canadian Couch Potato suggests the Uber Tuber on their site. It says that small-caps and value stocks historically outperform the overall market. I know that past performance does not represent...
View ArticleWithdraw RRSP before retirement
Saw this good article from Invest Ripple, a social network for investors. Repost some contents here. Hopefully it's helpful for some members here. Source: http://www.investripple.com Do you know there...
View ArticleHow bad is bankruptcy?
I'm getting raked through the coals in a divorce with an unemployed wife who refuses to work so I have pretty much provided for 2 households for about 3 years. At the end I think I will be in credit...
View ArticleFee free money transfer
I have to pass along some money to a friend. Anyway, We have different banks, if we had the same, I could do it for free. Anyway, I saw this site Dwolla, but seems to be US only. Is there a good way I...
View ArticleCredit Application Reconsideration
Do Canadian recon/back door numbers exist? Or is that a US thing only?
View ArticleThere a good Electronic Wallet for Canada yet
i'm disappointed Google Wallet doesn't work for my nexus 5 unless it has an american sim card as stated on the google site Are there any other wallets out there working? i heard rogers was getting one
View ArticleThink or Swim
Is there anyway to open a TD Ameritrade account for think or swim for Canadians? I currently have TDWaterhouse but like the ToS platform. Haven't seen much threads recommending this, mostly see IB,...
View ArticleCan you cancel a banking account from a different branch you opened it in? thx
Can you cancel a banking account from a different branch you opened it in? thx
View ArticleThe Canadian Dollar and its Ups and Downs
This thread is about discussing the Ups and Downs of The Canadian Dollar (aka The Loonie) and Share info that impacts its Rate. PS: the previous Thread got deleted by the Forum Admins because some...
View ArticleProblems with H&R Block Tax Software
It's tax season and I'm using H&R Block's software. So far I've come into two issues I'm not sure if anyone here can resolve/has encountered: 1. I can't register the software - every time I try it...
View ArticleWhat to do with home equity?
Now that I've paid down much of my mortgage and the value of my home has risen, I have built up about 350k in equity. What do people do with that? Buy a rental? HELOC? Invest? Just leave it? What's the...
View ArticleMerits of transferring money from RRSP to TFSA
Here's the situation I (my wife) currently has. No TFSA currently. RRSP with a good sum of assets in it. She's 43. Homemaker. Can anyone see any disadvantage of moving $10K from the RRSP to TFSA (apart...
View ArticleWithdraw RRSP to purchase Rental Property?
I am considering withdrawing 50-70% of my RRSPs to use as a down payment in order to purchase a fourplex rental unit. I live in Ontario and have a small mortgage remaining on my principal residence. Is...
View ArticleCredit Card Tiers - Do They Really Mean Anything?
I've searched extensively but have never found a conclusive answer to this question. In general I get that World should be better than Plantinum and World Elite is better yet. Similarly Infinite is...
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