UFile 2013
Just saw that the standard UFile will now only include 4 returns for that $20 price.
View ArticleSavings planning help
Every year I set up my automatic transfers within my online banking to set aside money from each paycheque for my savings goals; life savings, down payment on a house, car savings, etc. This is what...
View ArticleOSAP pay off or invest question
Hello, I have some money sitting around (from messing up withdrawing and recontributing to the TFSA last year), so I was looking at investing the money into TFSA for 2014 when I was considered paying...
View ArticleHelp me Understand Ontario Sales Tax Credit
I am trying to understand how tax credit, etc works after I file my income tax for 2013 for me and my friends. I think its called tax credit (I am referring to the money the government gives back after...
View ArticleMove from TD to a Credit Union?
Should I start moving my daily finances to a credit union? I graduated university in 2012 and have been signed full-time sometime last year by my current company. I'm 24, salaried at $45k, have paid...
View ArticleSurvey - What to do with your existing Aerogold card?
For those who got the CIBC Aerogold last June with their no-fee promo, what are you going to do with your card given that they will likely transfer your account over to TD? Are you going to: 1) Try to...
View ArticleWhat is the best way to arrange a TRUST and a WILL RFD way?
Does anyone know what is an efficient way to arrange your will and possibly make a trust with a reasonable price tag? The disk the sell in Staples is a piece of crap!
View ArticleI don't understand Hydro One Real Time Billing
So, Hydro One was supposedly going to shorten the gap between when we actually used our electricity, and when they billed us for it. They said the average delay was 18 days. Question #1, why wouldn't...
View ArticleProperty Investment
Hello, I wanted to reach out to the fellow RFD members to inquiry about investment in rental properties, I will be meeting with an advisor regarding this but wanted to gather information from some...
View ArticleCompany cell phone tax deduction
My employer adds $40 to my salary each month for a cell phone allowance. I pay $55 for my cell phone bill each month. The phone is used entirely for work related things. Can any of these three options...
View ArticleGst/HSt credit?
Anyone receive theirs yet? Thought it was supposed to come jan. 3. I have direct deposit setup. But nothing yet...
View ArticleHelp: Public Service Dental Care Plan coverage
I am a married 21 y/o who is attending full-time education who doesn't live with his parents. Both my spouse and my mother are covered under the PSDCP, which entitles me to 50% coverage each for...
View ArticleING Direct USD exchange rate
Hey, I'm thinking about opening an ING Direct USD .50% savings account. Their website only shows what looks like a static exchange rate of 1.079 to buy USD. I've got TD accounts (select service and...
View ArticleNon-CRA Certified Studio Tax 2013 Released
http://www.studiotax.com/ Non-CRA Certified version released today. The certified version is typically released a few days before the start of filing season (February 11, 2014)
View ArticleRESP govt grant question
I have put $2500 for my son's RESP. the govt added more money (assuming grants) to the account as well. I currently have the $2500 invested in scotia canadian dividend fund. My question is what I...
View Articleusing cash gift from overseas to contribute to rrsp?
Hi, I received USD dollars from my family overseas less then 10K. I heard that I did not have to report this to CRA. The money came in our joint account and I was thinking of having my husband use the...
View ArticleHow to Calculate House Price Increase
Does anyone know of a calculator or website or some other means of calculating house price increases in Toronto? I know the papers and TREB report the year over year price increase for that month but...
View ArticleReally, REALLY old debt (help).
Hi folks; So here is a dilemma I am faced with. I got a call about 30 minutes ago from some random collection agency, that I owe cogeco cable about $300.. From January of 2007, 3 months after I...
View ArticleMy employer submitted 3 T4 that giving me trouble
Hi everyone, In 2012, my employer submitted 3 T4 instead of 1. The first one is correct amount but other 2 is extra. The second t4 is 2500$ The third one is 160$ and I never got this money. I also...
View ArticleProperty appreication
I have placed a conditional offer on a new home and planning to move into that and renting out the current town home. But I am struggling to make up my mind if its worth renting the property when its...
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