MBNA "Refer A Friend" Promo - $50 credit when you apply for a new card
Quote: This month, when your friends apply for an MBNA credit card we'll give you a $50 credit*. Once approved, each friend will receive a $50 credit* on their new card after spending their first $150...
View ArticleCIBC VISA AEROGOLD INFINITE up for renewal..how can i avoid the annual fee?
Any tips? Or maybe I should switch to something else
View ArticleAble to prevent withholding taxes on pay?
Have a couple questions. Is it possible (by completing a form) to have an EX-Employer give the entire termination amount without withholding any income tax? Is it possible to get income tax already...
View ArticleSo what happens when interest rate Does go up?
Just wondering what will happen when interest rate does go up? Based on what I know (which is v.little) - Here are my assumptions: - Our prime rate will follow U.S prime rate - It will move up...
View ArticleBuy a new or resale home?
Buying a home is the largest purchase that most people make. As such it can be a stressful and exciting time especially once you factor in the all the choices you have. One of the biggest challenges...
View ArticleMy Credit score
Hi, Need some help here with credit score! I looked over, and saw that there are differents agencies that deal with credit score.. Equifax, Transunion, and that there are even different score (Fico,...
View Articlegetting CC's just for promotions...what's the downside?
With promotions of CCs popping up once in a while (such as 1st yr fee waived), are there any conseqences of applying to a few of them and having them? Such as having 2 visas, 1 mc, and 2 amex..or...
View ArticlePension Transfer Value question
Hi, I'm currently working for the Federal Public Service and have accumulated 170k in my pension. If I take this buyout, how does this work for taxes? I know I would have to pay taxes but if I invested...
View ArticleBest place to exchange Japanese Yen?
I have about approx. $1000 CAN in JPY. Where is the best place to exchange the currency, preferably downtown Toronto. I have an account with TD if that matters. Thanks.
View ArticleCalling Credit Card Companies To Lower Interest Rate?
I personally don't carry a balance on my credit card but if something were to happen I wouldn't want a balance @ 19.9%. I was curious if anyone has successfully lowered their CC interest rate simply by...
View ArticleCIBC may cut ties with Aeropeso
A number of news stories are out that CIBC may not renew with Aimia, for Aeropeso points. It'll be purely a business decision. CIBC does not have monopoly for CC with Aeropeso (Amex also has ties). So...
View ArticleCredit Card Question
So my TD Visa expires in July. I got it as a student so it's pretty bare bones....wondering if I am allowed to cancel it upon expiration? Is that advisable? I still want a credit card but figure I...
View ArticleLandlords Help
We have a tenant who has a 1 year lease agreement. The unit is under condo management and last week we received a notice that tenant has a parking violation. $150 fine for parking in a visitor spot....
View ArticleNew Credit Card and Bank Account
Hey, It is time for me to get 1 new credit card and possibly switch my checking account. First my Chequing account: I current have 2 -TD Canada Student Chequing account - No Fee, 25 Transactions -ING...
View Articleabout Pcf 2% Tax free PROMOTIONAL INTEREST. Anyone got it?(year 2012-2013)
did anyone see their PROMOTIONAL INTEREST in their transaction history for president choice? in the Terms and Conditions, It said that The Promotional Interest will be paid in May 2013 to the account...
View Article23 year old - looking for financial advice
I do not want to write out all my finances or goals on this forum (hope that's ok). More or less, 23, 1 year out of school, making a decent salary (not a hot-shot by any means), trying to make sense of...
View ArticleGood idea to open a tsfa with Peoples Trust??
Hi all, I am interested in opening an account with PT's tfsa which offers 3% interests rate. The problem is I'm from Toronto and the bank is based in BC. To open an account, I need to mail a cheque of...
View ArticleMoving Money to TDW
I had most of my money in People's Trust 1.9% Savings account. Now I move $40k liquid cash and plus $10k TFSA in TD waterhouse account - total $50k, so I can buy stock trade at $9.99. Right now the...
View ArticleNewbie looking for financial advice.
Hey guys! I'm looking for some advice. I recently graduated and landed my first real job. I'm 25yo, live at home with the folks. I'm comfortable with living at home and they don't mind. No plans to...
View ArticleDeclined mortgage loan fr bank..what's next?
Went to scotiabnk to get pre approved, we hav joint acct, gave all pertinent id's, we'r a young couple both working in the healthcare field, paid off Delinquent CC, hav 5-10% DP..aftr 3 days got a call...
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