Hey,
It is time for me to get 1 new credit card and possibly switch my checking account.
First my Chequing account:
I current have 2
-TD Canada Student Chequing account - No Fee, 25 Transactions
-ING Direct Chequing Account - No Fee, Unlimited Transactions
I am fine with the ING account as I use that for all my little purchases and a tiny tiny amount of interest on what is in there. But the TD account has 0 benefits and there seems better choices.
Has anyone had experience with the Scotiabank? They have a student account as well and it is Unlimited Transactions, No Fee and you get Scene points for every 5$. I am not sure how this works though, does it work on bill payments? This 1 account could pretty much replace both other accounts.
2nd My Credit Cards
I am happy with my BMO Airmiles card but I was very upset to find out the MBNA Smart cash card I got has a limit on amount of points. So I am on the hunt for a new card but cannot find a decent one. The Scotiabank Momentum cards seem interesting, the 2nd tier is 39$ a year and just my recurring phone bill will cover that.
I spend 120$ a month on my sisters and mine phone bill
250$ on Gas---This will drop to ~100 in September
Starting september I will be paying ~200$ for go pass as well
What kind of cards do you guys have/suggest?
It is time for me to get 1 new credit card and possibly switch my checking account.
First my Chequing account:
I current have 2
-TD Canada Student Chequing account - No Fee, 25 Transactions
-ING Direct Chequing Account - No Fee, Unlimited Transactions
I am fine with the ING account as I use that for all my little purchases and a tiny tiny amount of interest on what is in there. But the TD account has 0 benefits and there seems better choices.
Has anyone had experience with the Scotiabank? They have a student account as well and it is Unlimited Transactions, No Fee and you get Scene points for every 5$. I am not sure how this works though, does it work on bill payments? This 1 account could pretty much replace both other accounts.
2nd My Credit Cards
I am happy with my BMO Airmiles card but I was very upset to find out the MBNA Smart cash card I got has a limit on amount of points. So I am on the hunt for a new card but cannot find a decent one. The Scotiabank Momentum cards seem interesting, the 2nd tier is 39$ a year and just my recurring phone bill will cover that.
I spend 120$ a month on my sisters and mine phone bill
250$ on Gas---This will drop to ~100 in September
Starting september I will be paying ~200$ for go pass as well
What kind of cards do you guys have/suggest?