Quick question: Pay TD mortgage from RBC account?
I was wondering if it is possible to pay a TD mortgage using a RBC bank account, or any other bank account for that matter? A friend has his TD bank automatically deducts payments from the TD account,...
View ArticleCapital One extended Warranty - 2 months later
I've filed a claim (First ever) with the Capital One World extended warranty. When I first contacted Capital One, I was told claims are processed within 10 days of being assigned to an assessor at...
View ArticleQuick question — transit tax credit
You only get money 'back' from transit passes if you owe the government money right? Their website really doesn't specify that, at least I couldn't see. Thanks!
View ArticleQuestion On Real World Investing
I have just come across a sum of money and am looking to invest it in the real world as opposed to using online demos. I made a lot of money on the demo system and know I can do it with my real money....
View ArticleAny RSP promotions?
Hoping February brings something as rates across the board are pretty bad. Other than ING's 2.5% til April 30, is there anything else?
View Articlewhere to park cash in TD RRSP investment account
Hi, I opened up a RRSP investment account in TD bank. Now I got quite confused on how the account works. Unlike TDW, apparently I can't sell any mutual fund to cash and the only options is to switch to...
View ArticleTFSA question
if I deposit $5000 and make $5000 profit and withdraw $10000, I get the $5000 back into my contribution room, so next year I can still contribute $10000? if I deposit $5000 and value of the whole...
View ArticleChild Benefit and Filing Income Tax
My wife was unemployed for 2013. She came to Canada in middle of May and receives child benefit money. One cheque comes to her and pays $405.05 and 2 days later another cheque comes that pays her...
View ArticleConversion of existing property into rental and purchase of new...
Ok Title could only fit so much, so here's the scenario: Currently in the 3.25 years into a 5 year term on a 30yr variable rate mortgage (P-0.75%). ~200K left on the mortgage. Looking to purchase a...
View ArticleDid I just waste my money on this lottery?
I am not a person that makes impulse purchases. In fact, hardly ever. And I don't even know this is considered an impulse purchase? I am talking about a lottery ticket for the 'Heart and Stroke...
View ArticleWhat to do with $25k for 7 months with minimal risk
Hi guys Currently, wheres the best place to park $25k for 7-8 months, minimal risk tolerance. Thanks
View ArticleBest Canadian Tires Mastercard
Can I pay my bills with any Canadian Tires Mastercard? Like If I use the cash advantage mastercard to pay my bills of $100, I will get 1.5% cash back? Also I am a student right now, is there any...
View ArticleCash Back CC for Pharmacy Purchases
Hi all, Just wondering if anyone has anyone has any experience with getting cash back on pharmacy purchases. Most only state "gas and groceries"...how is that determined? Would grocery instore...
View ArticleInterac e-transfer email wait time
How long does it take for someone to receive the email? TD website says up to 3 hours. I's been over 3 hours and still no email (it was entered correctly)
View ArticleOverall Credit Card limit too high
I have five CC, total credit available on these (unsecured) is 104k. I always pay balance in full every month (usually less than 4000 CAD/month on all of them). Last CC i got came with 18k limit. I see...
View ArticleAeroplan/Aeroplan CC question
Hey everyone, I've been an Aeroplan member for a while now, but I also recently switched to a CIBC Aerogold Visa card. My question is, if I'm purchasing something through an Aeroplan partner, can I get...
View ArticleTax write offs for partially comissioned job?
I am in a sales role where i have a base salary, and have a "bonus"/"comission" structure. About 50% each make up my income. Am i able to write off business expenses? I work for a large corporation, so...
View ArticleTFSA contribution room
Hey guys I'm a bit confused about TFSA contribution room. http://www.cra-arc.gc.ca/tx/ndvdls/t...trbtn-eng.html This website says the following: The TFSA contribution room is made up of: your TFSA...
View ArticleRRSP whithdrawals
Suppose I have $20,000 on my RRSP account. I have withdrawal $5,000 and paid $500 withholding tax(10%). I get $4,500 net amount and my account balance will be $15,000. My question is: What withholding...
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