How to pay in USD on ebay.com
American sellers on ebay list items in USD. I want to use my Amazon VISA to pay so there's no exchange rate fee. However Paypal seems to force me to pay in CAD (ie. they profit from the exchange rate...
View ArticleWhat's the best travel credit card in 2014?
Young professional looking to get his first rewards card. Income above $60K. Was looking to get one in the fall, but waited to see the new cards offered in 2014 after the Aeroplan-CIBC-TD shakeup. Been...
View ArticleING Streetwise Equity > When to invest $25k
I recently got my bonus at work and am planning to invest 25k into ING Streetwise Equity Growth fund (non-registered), as a long term investment. (My TFSA and RRSP's are maxed) I know trying to time...
View ArticleRRSP contribution question, lump sum
Hi, I am new to investment . I have made RRPS contribution for 2013 (mutual funds, biweekly, suggested by bank financial advisors) but still have room, around 10,000. So as a lump sum what could be...
View ArticleWhen can we file income tax?
First time filer here, I have my T4 from my employer. When can I file? Do I need anything else?
View ArticleRewards / Cash back credit card
Hi All, I'm new to the forum. I'm looking to sign up for a credit card, which offers best rewards / cash back. My primary spending will be on grocery, gas and car rentals (I travel every week for...
View Articlebest hotel credit card
been searching for the best credit card for hotel redemption.. willing to pay annual fee.. doesn't matter if it's amex, mastercard, or visa.. anyone have good suggestions?
View ArticleLong term future prospects of TFSA
TFSA is a relatively new thing, having only been introduced in 2009. So the maximum we can put in it, assuming we have contributed the maximum each year, is $31,000 ($62,000 as a couple) But let us...
View Articlequestion about credit utilization
i understand that the utilization of credit is a big consideration when we apply a credit. my question is that are the venders consider total utilization, or the percentage of each single credit line...
View ArticleReally good mortgage calculator?
Does anyone have a good recommendation for a mortgage calculator that is good for figuring out additional payment information? I basically want to punch in my mortgage info, and see the effects of...
View ArticleMarket Linked GICs Question
Do these GICs consider divedends when calculating the growth? RBC MarketSmart http://www.rbcroyalbank.com/products...rketsmart.html CIBC Market Linked...
View ArticleSage 50 Accounting 2014 Weekly Promo
Hey everyone, I was browsing on Sage 50 Accounting website and found out they have a weekly promo going on!! http://na.sage.com/sage-50-accountin.../ppc/timhorton The promo said it is $40 off on Pro...
View ArticleTD RESP - do I need to keep my bank account with them?
Hi guys. I've been with TD since forever. I've also opened an RESP for my kid with them a few years ago. Now I'm in the process of switching my checking and savings accounts over to another bank and I...
View Articlewhat do bankers do soft pull for and what kind of information they will get？
will they pull out the credit score like when we apply a credit？ will the bank decrease or close the credit line if they found the credit max out almost？
View ArticleTax Question re: Rental Condo
I have a question regarding taxes on a Rental Condo I own. I have been renting it out since December 2012, I generally do my own taxes so when I did my taxes for 2012 I just claimed the last month of...
View ArticleHow do I close LOC/CC accounts without hurting my credit?
I've consolidated my debt into a single account, and have been sticking with a budgeting plan that will have the majority of this paid off in a year. I still have some other credit cards and a line of...
View ArticleSuggestions for a new rewards credit card
Hi guys, I just got my year end TD rebate for using my card and only got $134 roughly as a rebate. The card is just a regular green card with a 1% rebate on all purchases. I'm currently a student and...
View ArticleHow to possibly recover a dormant joint HSBC account?
My mother, who now lives overseas, handed me a bank account book that was last active in the 90's. This was opened in BC. She isn't even sure if the ending balance, 5 digit figure, is accurate or not...
View ArticleQuestion about Moving RRSPs
Hi PF Forum! Quick question to you all, is there a way to move my money from one RRSP account to another for free? TD is charging me $50 plus tax to move it to PC Financial. In other news, I'm finally...
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