Managing accounts on behalf of family members
Sometimes it's just difficult to manage my family's accounts as authorized user. Put me at disadvantages unable to make account changes, therefore inability to threaten to leave. Does institutions or...
View ArticleBest place to cash in a Singapore dollar cheque in Vancouver?
Hey guys, any idea where I could find the best place to cash in a Singapore dollar cheque in Vancouver in terms of foreign currency exchange rate?
View ArticleIf someone slips on my property, is it always my responsibility?
Just wondering about this: If someone slips and falls (or otherwise gets injured) on my property (like the front lawn or driveway), is it always my responsibility? Always? I know I should take...
View ArticleBusiness credit cards with no foreign currency conversion fees
I'm sure by now we're all aware of the Chase Marriott and Amazon Visa's that have no additional foreign currency transaction fees, but does anything similar exist for business credit cards?
View ArticleI got caught in phishing attempt. What should I do?
A email came through this morning, it is displayed as Amazon, and email address is PayPal@no-reply.com It asked to confirm my billing address. I just bought something on Amazon yesterday, on boxing...
View ArticleTransferring funds: Can you get interest simultaneously?
I wish I could correct the title. It should be: Can you get interest from 2 institutions simultaneously? Some institutions are nice in that they credit you for the funds as soon as you make a transfer...
View ArticleFake credit card scam busted in Saskatoon
http://globalnews.ca/news/1014879/fa...-in-saskatoon/ Seeing stories like this in the news, even after we were all led to believe that our new chip cards were going to magically make this all go away,...
View ArticleAny TD collateral mortgages come up for renewal yet?
Just curious if anyone with a TD mortgage borrowed after 2010, when they transferred all their mortgages to collateral mortgages, has had their renewal date come up yet. I am just curious what the...
View ArticleRESP - dealing with people at the banks
I just have to throw it out there that people who work in the banks (sorry if I offend anyone) can never get RESP applications and contributions right. They talk as if they know what they're doing but...
View ArticleHow do you justify buying a house?
Excuse the simple terms and my lack of knowledge about finances before hand. Also this isn't with inflation and/or the price of my house going up. So.. I have been looking at buying a house and I'm...
View Article$50,000 to invest
Hello everybody, I saved up 50,000 to use on a downpayment on a loft/condo. I've change my mind and will just rent and use that downpayment and invest it. Any suggestions on what to where to put that...
View ArticleTFSA - what to invest in
Hey guys I have received great advice from here in the past so I figured I would ask another question. A little background...I am newish grad (7 months into my career). I have about $3000 in a tfsa...
View ArticleMBNA Smart Cash Word vs. Aeroplan Credit Card?
I currently put $1500-2000/month on my MBNA Smart Cash World card, but seeing how I find myself shopping more at Costco, and no longer own a car, the 3% cashback for gas/groceries doesn't seem like a...
View ArticleMoving money from TD to PCF
What's the cheapest way? I don't want to spend $40 on 400 cheques when i'll only use one. Moving 10k~ I'm thinking bank draft?
View ArticleRSP withdrawal - Best way to pay back
Need some input on best way to replenish my RSP versus paying taxes. I took out a large amount from my RSP this year, and I used the funds. I kept money aside in a TFSA, over and above the withdraw...
View ArticleHelp me get rid of two useless credit cards without affecting my credit...
I have one primary card (PC Financial Mastercard) that I've had since my teenage years. I use it for as many purchases as possible, and pay off the balance every month. Along the way, I picked up two...
View Articleanyone here use Mint?
The budgeting app? It looks great and is often ranked among the best apps, but how safe is it? 1 million+ downloads can't be wrong? I'm with TD.
View ArticleAmex issues bill to me after CC cancelled for several months...
Just curious if anyone else has gotten this? I cancelled my AMEX Gold card way back in June 2013 and received a letter of cancellation and the account being closed with zero owing. However they...
View Articlembna smart cash platinum converted to RTP
Been reading this forum for a while so just trying to share my experience here ... hopefully it is useful I have been using the mbna smart cash for a while and I got the offer to upgrade to world smart...
View ArticleFinancial Planning / Am i calculating this wrong?
Hi All - Happy New Year! RFD has been useful source of deals and other info over the years - be it to save money on mortgages or an auto body shop someone referred to on the auto forum. I wonder though...
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