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CBSA duty (custom duty) for a "welcoming gift" for membership

Hi - it is my first post and I hope I chose the right forum for my question. I recently purchased monthly membership from a business consultation firm in Japan that is $150/mo. They send you a welcome...

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Higher spouse claiming all child care expense?

Is that possible? The in-laws hired a nanny this year. The wife, higher income, intends to claim all the child care expenses. CRA mandated this expense can only be claimed by the lower income spouse,...

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Accountant for Self-Employed

Can anyone recommend an account for a contractor / self-employed person? I am incorporated and only need someone to file my corp taxes annually. I don't need any book keeping or payroll as I do all...

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Bitcoin Mining - Buy 1 GH for us$10.83

Buy cloud gigahash computing power to mine bitcoins Bitcoin Mining by the GH Hosted Mining Contracts 12 Month Term Choose from 1 GH/s to 100 TH/s $10.83 I came across this interesting service run by...

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Should I get this line of credit?

My bank rep seems to encourage me to get a line of credit "in case I need it in the future" even though I am nowhere needing one in my current financial status. I don't want it to negatively affect my...

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How do CC transactions work?

Tried to buy a gift card the other day. Was a chip and pin transaction that was approved according to the handheld device, but no receipt printed. Cashier didn't know what to do, called manager,...

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Merchant Services - DEBIT only

Hi all, I am looking for a debit machine for my business. My need is 1 machine with <50 debit transactions a month. so I started researching and found the following options: 1) Moneris 3 Year...

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Spousal support

Since I'm asking questions today, here's another, about spousal support this time. If two people divorce, and in that divorce no spousal support is ordered, how likely is it that can be changed in the...

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Question for anyone who knows financial laws around marriages

Heres the story, My aunt has been married to a man for over 20 years. They own a house worth around 700k (he bought it originally for 140k possibly before they were married), now he has been with bad...

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VISA Money Transfer Service - TD Bank - OFFICIAL THREAD

Thought I'd start a new official thread on the new VISA MONEY TRANSFER service that TD launched today as its sure to get a lot of buzz in the personal finance community. Check out the official TD...

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CIBC Now Accepts eDeposits (Take a photo of your cheque)

Update your app, and it should be available to you. From our release: I am proud to announce that CIBC, the first bank in Canada to launch a Mobile Banking App, today extended its suite of mobile...

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RBS Prepaid Visa question

Can I only buy it in increments of $25? or any value between $25 and $500? Ex. Can I buy one that's $32.50? Their website isn't very clear on that. Thank you. EDIT: RBC.... -_- I hate making mistakes...

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Need some advice...RBC suddenly closing my accounts.

I hoping someone with a similar experience or knowledge on my situation can give me some advice. Not sure if the activities prior to today which i will detail for info purposes are all related but...

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$945.00

after paying rent, bills and groceries i'm left with a meager 945.00 is that good? i don't have any debts :confused:

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New TD Chequing account customer? Get a Samsung Tablet for free ONLY in...

I was walking down Living Arts Dr. (by Square One) in Mississauga the other day, when I was approached by a staff member of TD's new concept branch called 'TD Help and Advice Centre'. She was really...

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Injured at work on Short Term Disability need advice

Hi guys, I need some advice on Short Term Disability here is my case I broke my arm at work in September the bone broke into 3 pieces. I went on Short term disability I’m eligible for 16 weeks on the...

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Stock market on fire, so I'm cashing out (fall 2013)

The rise of the stock market has me worried, so I'm cashing out for my RRSP. Well not completely. I'm selling a portion of my ETFs and parking them somewhere. Not sure where yet. Maybe just some low...

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Is it the norm for salaried full-time employees to receive a Christmas bonus?

Whether it's $5000 or a $100 gift card, do most salaried employees receive some sort of bonus at Christmas time?

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Law Firm or Collectors Trick?

Hi just looking for some legal advice, my brother took out one of those pay in advances almost a year ago and has not paid them back, yesterday he received a call from a "law firm" that if he did not...

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Unsecured Line of Credit Offer

I am pre-approved an unsecured line of credit at P+2.15%. Is it a good rate? Should I accept it? Will the rate change afterwards or keep at P+2.15%? Thanks!

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