Getting collections removed from credit?
Long story short, I have a collections account on my credit. 3 years old, paid in full two years ago. Looking to have it removed. What are my chances if I file a dispute with equifax claiming it is not...
View ArticleWhich online broker to use for buying 2 stocks for kids?
I want to buy 2 $100 stocks either in my name or my kids' names. I looked at TD Waterhouse (which I have never used) and see that it is roughly $29 commission for each of those trades. Is there any...
View ArticleRESP choice decision
Hi guys, Thought you guys could help me out with a RESP account that I am setting up for my child. The choices are: 1: SAVINGS ACCOUNT 0.2 % 2: GIC 1.5% (fixed for 2 years) 3: Stock options. The %ages...
View ArticleQuick question about TFSA contribution.
I haven't had enough funds to contribute this year (2013) :( However, I'll be in a new position come January 2014 with a bump in the income :) and I'm wondering when the new year rolls over, am I...
View ArticleBuying first home with 10% down, but I'll want to rent it in the future
Here goes my first post. Thanks in advance for all your help, RFD community! I'm 25, single, and planning on buying my first home (a condo) in the next three months. I plan on only putting down 10%,...
View Articlebuying a condo which is rented
If you buy a condo which is rented, what happens to the lease? Does the tenant need to sign a new lease with the new landlord?
View Articlehow to meet Credit Card Minimum Spending Requirements?
he listed 40+ ways. but most of them are for USA only, any payment services available in Canada besides Paypal? ;) http://millionmilesecrets.com/2011/0...-requirements/
View ArticleCredit Cards with Triple Extended Warranty?
I'm looking for a credit card that offers triple extended warranty. I found the National Bank Financial Platinum Mastercard (http://www.nbc.ca/bnc/cda/productfam...-15948,00.html) but confess that the...
View ArticleRRSP withdrawl effects
So my employer is willing to contribute 50% for the first $10,000 I contribute to an RRSP each year. Only problem is I'm going to be incurring some large medical costs next year all of which won't be...
View ArticleDisability tax credit for Sleep Apnea
I've had sleep apnea for a number of years and was recently told that I might be able to get a tax credit for it. Anyone have experience with a particular company and were you successful getting the...
View Articlehow to raise $15,000 in three months - optimal mix of selling time for money
So the goal is to make $15,000 net in three months without wholly selling time for money to make it. At $15/ hour and 37.5 hours per week, it will take over 17.7 weeks to make this money, not optimal....
View ArticleQuicken Home & Business 2013
Has anyone used this program? Does anyone have any feedback, good or bad, on it? I have been using the 2011 version of this program and now my file seems to be damaged. Even when I go to what seems to...
View ArticleRecommendations for good Personal Tax and sole proprietorship Tax
Hello Team! Looking to the great experience of the wonderful RFD Community for some recommendations on great Personal Tax and/or Sole Proprietorship Tax Books and Resources. Specifically, understanding...
View ArticleLocation location?
Would you buy a cheaper/ bigger house that was further out of the GTA ie. Ajax, Whitby, Pickering or buy a small bungalow in the city closer to everything ie north York/ scarborough area. Also from a...
View ArticlePossible to get CLB when using TD eseries RESP?
Hi, I've set up an RESP with eseries funds at TD, but i just realized we are also eligible for the CLB. I know that the CLB won't work for the eseries funds, but can I still receive this additional...
View ArticleSwitching between Amex credit cards
Is it easy to switch between Amex credit cards? I currently have just the basic Air Miles Amex but want to change it to the Platinum Air Miles one so that I can get the additional travel benefits like...
View ArticleTD $9.99 trades until Oct 31.
Anyone else received this e-mail offer? Now to try and get 30+ trades in before Oct. 31 yeehaw!
View ArticleShould I buy a condo 10% down or rent?
Hi guys I'm planning to move out currently I live with my family I have no debt, looking for a condo at around $250,000 I have $25,000 for 10% down I heard if I just put down 10% I have to pay a...
View ArticleLandlord Insurance for Rental in USA
Well.. good news.. I just bought a house! Bad news - the insurance quotes are shockingly bad. $2k for a $30k house! House is in Texas; I've had quotes from Farmers and Allstate. Any snowbirds or...
View ArticleLost, cancelled, and reissued credit card
I recently lost my credit card with by far the longest history, so I called CIBC and had it reported as lost/stolen and had it reissued. Does anyone know if the reissued card will count as a new...
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