[Merged] mortgage & utility payment using credit-card for accumulating reward...
Hi, I would like to know how to pay my mortgage and utility payment by credit-card. The reason I want to do it because I get reward points on every dollar I spend on purchase I use through the...
View ArticleDeciding between Travel Credit Cards
Hey! I know this topic has been posted many times before but I was hoping someone could help me with my decision! I currently have the RBC avion visa infinite but I am paying the 120 dollar yearly fee...
View Articlecashed in some rrsps, can i pay them back this year?
for better or worse i cashed in about $7k in rrsps to pay off a bunch of debts that were costing me like $200+/month in interest and fees and god knows what else. i paid $700 in 'withholding tax' right...
View ArticleRent Increase
If a condo building is built after 2000, can the rent be increased by any amount at any time or it has to be increased by inflation rate on a yearly basis? If it is month to month basis rental, can the...
View ArticleHow much do you spend a month?
I've started to budget the costs of owning a home as I am looking to purchase one in the very near future. I know that costs could vary from city to city but what are you paying per month on living...
View Articlecredit card balance transfer checks
Is it true that soon credit card companies will no longer be able to send to you balance transfer checks in your monthly statement? A friend said this is the case according to new rules from the...
View ArticleRenting, now Landlord Selling Place - Advice?
I am not sure if this is the right sub forum to post but thought I'd post and see if anyone can help. We just recently moved into a condo and signed a 2 year lease with the landlord (owner of unit)....
View Articlesaving for house downpayment (looking for advice)
Hi all, I plan to purchase a house in about two years - thinking of having a plan for that now. For now, I believe I need to save around 35k-40k for that. My budge for saving per month is around...
View ArticleBC MSP premiums
Can anyone answer my question? Last tax year I made less income than the previous, so I'm expecting to receive premium assistance for MSP. When do the new rates kick in?
View ArticleHow does a mortgage broker make his commission?
I'm asking coz my mortgage is coming up for renewal in 6 months time and i spoke to TD, got offered 2.89% and PC offered 2.79%. i have to pay a penalty to my existing mortgage lender which is firstline...
View ArticleMortgage Broker
Hi Everyone, Have a question, if all the paperwork is done and everything but the house closing in mid July, can I still get out of it and going with like a bank or another mortgage company? I read the...
View ArticleDissolving a condo board
Anyone have experience with dissolving a condo board? We got a bad board, already have a petition with over 50% of owners signed. We're planning on submitting it to the board ASAP. I know there can be...
View ArticleScotiabank iTrade vs Waterhouse
Rigt now I have a Waterhouse account but curious about scotiabanks no fee etf. Any big differences between the two? I do all my banking with TD right now and have eseries.
View ArticleDefinitive Word on Credit Score and Credit Card Applications when Churning?
If I apply for a card for a welcome bonus during a first year free promo, how long should I wait to cancel the card to avoid a negative impact on my credit score? Additionally, how long after canceling...
View ArticleWrite up your business? And earn $3000 funds from government
As input. Required to be university graduated
View ArticleRBF2010 for awaiting investment opportunity?
Hi there, I've got some cash just literally sitting as cash in my RBC direct investing account while I watch/hope for a price on a few stocks. I've heard of "RBF2010" as essentially a savings account...
View ArticleWrite up your business for fresh uni graduated? And earn $3000 funds from...
As input. Required to be university graduated fresh graduate. Related to your major degree write a proposal of your business (future business) submitted to the gov't you will grant yourself $3000.00cad...
View ArticleFree $50 gift card (Future Shop, Starbucks, Chapters etc.) after credit card...
RateSupermarket.ca is giving away a FREE $50 Gift Card, up to 1% cash back on eligible purchases, a 7.99% intro purchase rate*, and no annual fee. Choose between Starbucks, Future Shop, Chapters or Bon...
View ArticleRental Property management of Utilities
Hi guys, I am closing on an investment property in the next month and it has two legal suites. I don't want the utilities in my name. A lot of the advertisements for house rental say that the top floor...
View ArticleGroup RRSP and personal RRSP
Hi all, I am making some plans for my RRSP and now having a question. By enrolling in the group RRSP offered by my company, I see that the benefits of reducing tax directly since the payroll will...
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