Best Place to Get a Consumer Proposal Done in the GTA
Hello Everyone, Could you recommend a the best person or agency in the Greater Toronto Area for preparing consumer proposals? Thanks, John66
View ArticlePC Mastercard Refferal Program
I just recieved an email from PC Mastercard stating that anyone who wishes to recieve 30,000 PC Points upon signing up to PC Mastercard (thats $30 worth of groceries) just needs a refferal code when...
View ArticleHSBC InvestDirect and Norbert's Gambit
Has anyone used Norbert's Gambit with HSBC InvestDirect? I haven't found anything online about someone doing this with them. Also, does anyone know how much the currency exchange fee is with HSBC...
View ArticleReapplying for the same credit card & my credit score?
Hello Fellow RFD, I have a question to ask. I got a new credit card with an authorized user added under my name 2 weeks ago. The card came and got it activated but haven't used it yet. Now I found out...
View Article50 AIR MILES awarded for each Supplementary American Express AIR MILES...
Hi, What they say : Quote: Get even more with Supplementary Cards They’re FREE to add to your account You can earn 50 Bonus AIR MILES®* reward miles You can share many of your Cards benefits Add up to...
View ArticleQuestrade TFSA
What happens if you put for example $2000 into a TFSA trading account and then you lost it all? Will you get your contribution room back next year? My contribution room for 2013 is 25,500, I currently...
View ArticleCan Someone Confirm - Does National Bank Pull EQ or TU?
Hey everyone. I'll be going to a branch to open a banking relationship with NBC and I'm curious if they pull EQ or TU when I apply for a loan or LOC. I see in the main thread listing which bureau...
View ArticleAny Surrery Central Property Expert here?
Are you an expert in the property market in Surrey Central? I would like to know if the current new launches in Surrey Central are good value for money vs the existing condos/apartments around the same...
View ArticleHow long before applying for credit after late payments
I went back to school this past september and as a side effect my income dropped. I had about 4 months of late payments (credit cards and utility bills mostly) the mortgage has never been missed for...
View ArticleDo I need to withdraw and reinvest?
I am going to start the smith Maneuver in the next couple of weeks. I've settled on using $85,000 from my house equity. As well, I have approximately $25,000 already invested in non registered funds. I...
View ArticleBest student credit card?
Turned 18 recently and I'm looking for a credit card so I can track all my spending rather than using cash. I'm responsible enough to only spend what I have and pay it off before the accrual of any...
View ArticleQuestrade not reporting TFSA contributions/withdrawals
How does this work...? If Questrade isn't reporting my contributions and withdrawals... but ING is... the government will actually think that I've overcontributed if I withdrew money from Questrade and...
View ArticleCostco Amex Insurance for 2nd year on purchased items from USA
Hi I purchased a microwave 20 months ago off Amazon.COM which has gone wrong will I have any cover as I used my Costco Amex card.
View ArticleKeeping cc's active
Just got a letter saying they are going to close my account if I don't use my card. Since it is a no reward card, I'm not going to use it, but still want to keep it active. Does anyone know if...
View ArticleThe latest SPIVA numbers are out. Comparing Canadian active mutual funds to...
The end of the year 2012 SPIVA report was just released. As is quite common, the performance of actively managed mutual funds from Canadian mutual fund companies was quite horrible. For the 5 years...
View ArticleRRSP Withdrawal
Hello All, Recently I seperated from my wife and moved out. We have two small kids that are living with my wife and original residence. I've been staying at my sisters and paying half rent there, while...
View ArticleWhat's up with Ally? Are they closed or not?
Didn't RBC tell us that they were closing Ally as of April 30th? So why is their online banking web site still there, no longer with any announcement about closing down? Why are the accounts still...
View ArticleMore than 500,000 Canadians now own Florida property
There are a few RFDers that own Florida property (sometimes multiple properties), but to find out 500,000 Canadians own property in Florida is a major update. Source:...
View ArticleDiscount Brokerage System Outage ... Compensation?
Hey, Does discount brokerages ever offer compensation to clients for their technical systems breaking down? Scotia iTrade messed up a stock order and wont compensate. The offered me free trades instead...
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