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Income tax question gift or income

Maybe someone here has a answer for me because, believe or not the Canadian government tax site is impossible to figure out and get a straight answer. I received $1000.00 from my union last year to...

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Anybody watching the news story in Cyprus?

I am just curious if anyone has been following the news story in Cyprus recently where the savings of individual account holders are being "taxed" to address repaying the nation's debt? I am sure a lot...

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Scotiabank Rant: Archaic Financial Institution Practices Still Exist

Forewarning that this post is a complaint/rant. I can't understand for the life of me why Scotiabank doesn't get with the 21st century in some of its banking practices? They have this obsession with...

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Purchasing gold - tips, advice?

I am interested in purchasing a small amount of physical gold that is authentic (i.e. from the Canadian mint in a sealed container) and wanted to know if there is a best way to go about this. I know...

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File tax return for mix of 2-month contractor and fulltime job

Hi, Can someone shade some light on this? I worked for Company A as independent contractor for 2 months through job agency B. Job Agency B paid me for those 2 months without any Tax or CPP deducted....

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Any credit card with no annual fee that rewards aeroplan miles?

A friend has about 50,000 aeroplan points, and is short of 10,000 aeroplan points to get a round trip ticket to Germany this Xmas. Thanks.

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What if.... Canadian Bank Holiday...

Hello, Here is a hypothetical scenario (you never know it might happen soon): To start, let's say I have a house with the mortgage and I have a job which is paying the bills. Due the unforeseen world...

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Personal Budget software

I'm looking for recommendations on personal budget software that can do cash forecasting. We are a dual income house with many bills and staying on top of the cash flow can be difficult, so it would be...

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First homebuyer

Hello everyone, I'm new to this board. I'm here pertaining to information regarding mortgages for the purpose to buying a home in the city of Markham, Ontario. Any tips, information, or tools to help...

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Thoughts on investing in a condo? (long term)

First off, I dont know much about real estate.. but I'm just looking for opinions on this as I start to consider to my options. My wife and I are entertaining the idea of purchasing a condo - living...

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Sent my tax adjustment form to the wrong tax center. Big deal?

I know it said to send my tax adjustment form and supporting documentation to my tax center, but I didn't know which one it was. I was too lazy to look it up, so just decided to make an intelligent...

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Capital one card offer and need credit building advice.

so heres the deal. i went through a credit proposal several years ago, i was discharged in april 2011. by my understanding i should have an r7 on my account until april 2014, though i see no mention of...

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Help! Will I get approved for a car lease with $0 down?

Hey Guys, I'm looking to lease a 2013 vehicle (looking at Caddy ATS at the moment) monthly payment $417. Im currently a part time employees working for the banking with gross income of $2000 per month....

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Forgot to add something in tax return, and sent it.

Didnt know I had to add in some numbers related to school which affects quite a bit the amount my gf should be getting in her return (from $500 to $1500...). Called the CRA, and they told me to fill up...

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PCF HELOC - What happens after approval?

I was just approved for a PCF HELOC after applying in-branch. Apparently, somebody will call me this week for the next steps. Does anybody know what I should expect?

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Private Dental Insurance

I'll be changing jobs and my new job doesn't have dental coverage. So will have to purchase private dental insurance. Looked at a few places. With me, my wife and two toddlers I'm getting quotes of...

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Employer Lying on Tax Forms - What Are My Options?

Sorry to keep bothering you guys here at the forum. Short story: All employees are told to work from home Contract doesn't mention office anywhere in it, but does state that we start from "home" and...

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Please recommend a place to do my taxes (near Newmarket)

Like the title says, Im looking for a new place to do my taxes since moving to newmarket. Anyone know some private guy and not h and r block type deal? thanks

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Corporate credit card - no/low FX fees? LF equivalent to chase amazon...

Hey All - I could have put this in the small biz/entrepreneurship section as well I guess, so mods feel free to move. I'm wondering if there is any corporate/small business equivalent to the amazon.ca...

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The Euro

I have been watching the events in Cyprus for a few days now, and wonder if it is a good idea to be holding Euros.... On the one hand, bankruptcy of a country has been temporarily averted, however,...

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