CRA, help needed!
OK, so as I have read here http://www.settlement.org/sys/faqs_d...faq_id=4000128 my income tax rate is a combination of federal and provincial tax rates, right ? I live in ontario, earning 35, 000 with...
View ArticleHOOPP to RRSP?
Hello, I was a member of HOOPP (Healthcare Workers of Ontario Pension Plan - a defined-benefit PP) and recently left just shy of the 2 year vesting period. As a result, I now have to decide what to do...
View ArticleTax returns: Any foreign spouse benefits?
Hi All I recently got married. My spouse has never been to Canada before and her PR application is under way. I wanted to know if I could claim any benefits as a married couple on my next tax return....
View ArticleRec's for home insurance providers?
We're looking for a new home insurance provider for our condo (strata) in Vancouver. Can anyone recommend a reputable home insurance provider who provides good customer service?
View ArticleTD small business: can't access images of batch cheques
I am already signed up for electronic statements. Why can't I access my cheque images when I submit a couple via the ATM? My bank branch told me I would have to go through the trouble of asking the...
View ArticleIdentity theft, now dealing with Money Mart and collections
Hi all, unsure if this is the right place to post but here goes: Back in February I noticed that the address of my CIBC Visa was changed. Since you can only do that in branch and I didnt do it, I...
View ArticleFinancial Advice
Hello guys, I need some financial advice. I have a self-directed RRSP with Canadian equity and bond index funds (TD e-series). The investment amount is about 7000$ in ratio of 60-40. Now, I have been...
View ArticleBalance on my Cancelled Credit Card. Hows' that possible??
I had RBC visa card that I hardly use. I only used it for Extreme club gym membership. Last years, before I moved out from Toronto, I cancelled the gym membership and went to the RBC branch and...
View ArticleHelp With Savings
Hi all, I peruse this forum quite a bit looking for basic tips but when it comes to finances I'm an absolute noob. I just recently started working and opened up a TFSA account where I've been putting...
View ArticleInvesting for Dummies
Hi all, I apologize in advance if this has already been asked a million times but I was wondering if anyone could point me towards some good resources to help get me started in investing. I'm not...
View ArticleScotia Gold Amex vs Amex Gold
Hi, who has compared these two Golds? Scotia Gold American Express vs American Express Gold Rewards.
View ArticleTransfer RPP to RRSP
Is there a limit how much of a RPP can be transferred to an RRSP upon leaving an employer. I would think that the entire amount is transferable but a friend tells me that he can transfer only some of...
View ArticleSelling Iraqi Dinars
A friend of mine is looking to sell 500k of Iraqi Dinars. Has anyone had any luck locating a legit place to exchange them? Some of the websites that say they buy them seem a little shady.
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TD1 Form help
My employer gave me this form (along with the provincial one), but I'm confused. On the second page is this: I AM a resident of Canada, so am I suppose to follow the second option where I'm not...
View ArticleBudgeting for home ownership
So, I'm happy renting sure, I know the arguments but let us say hypothetically I wanted to own. Aside from down payment which is easy enough to figure out, approx how much extra would one typically...
View ArticleMortgage from Big Bank (Class A-TD, RBC) or Financial Institution (Class B -...
Hello Everyone, I'm planning to buy a my new home and looking for a mortgage. With my income,credit score and everything I'm 110% sure that my mortgage will be approved from both big bank and financial...
View Article[Youth] What to do with $1600?
Hi, I am 14 with a total of $1600 saved. I was wondering if anyone can recommend and investment products or other investments to invest in. I currently have most of my money in a 2% savings account.
View ArticlePrice Protection
Is there a particular website that people use to keep an eye on the price of something they purchased so that they can exercise price protection policies either through a retailer's policy or the...
View ArticleIs Aspire Cash and Travel World MC the best reward master card right now?
I am currently using TD First Class Travel and MBNA Smart Cash. Should I change to Aspire Cash and Travel World M/C? thanks
View ArticleCredit Inquiry after signing up for bank account
I was signing up today for a PC financial debit card and it was my mistake that I didn't read the disclosure thoroughly. I read that there will be a credit pull but I thought it was going to be a 'soft...
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