A year ago, when I got a job, I applied for a 500$ limit CC through my bank. Was denied. Years ago I stopped being able to pay off some (2-3K)CC debt, and it went to collections, had a law firm send me letters threatening legal action. Figured I had bad credit and was *****ed.
Although recently my bank offered me a $5000 limit card. I have made no action to pay off any outstanding debts I have (other than paying back family). I only have a minimal balance in the bank.
Why the sudden generosity?
Although recently my bank offered me a $5000 limit card. I have made no action to pay off any outstanding debts I have (other than paying back family). I only have a minimal balance in the bank.
Why the sudden generosity?